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Tips To Get A Car Insurance Policy For Your Fortuner


Fortuner is one of the finest SUVs in the Indian markets, an indestructible beast which will protect you on the roads. But, to protect your Fortuner, you need to buy car insurance policy if tragedy were to strike. You can opt for either the third-party insurance policy, which covers damage to the car, injury to another driver, or damages to the property of third party only.

How To Select Best Insurance for your Fortuner?

The third-party car insurance policy for your Fortuner is the bare minimum, which is mandatory as per the law to drive on the Indian roads. It is cost-effective, and rates are fixed by the Insurance Regulatory and Development Authority (IRDAI). Even though the rates are fixed, there are a few tips which can help you get the best third-party insurance policy. You can read the tips from here.

  • Comprehensive Car Insurance Policy

On the other hand, a comprehensive car insurance policy is ideal for your Fortuner if you wish to cover all the possibilities. A comprehensive cover provides all the benefits of third-party car insurance along with protection against any damages to your car and injury to the driver and/or co-passengers.

  • Depreciation Cover

The comprehensive car insurance policy for your Fortuner comes with a range of add-on options that will safeguard your car against a range of possibilities. You can get Depreciation cover and invoice price cover which ensures that you do not pay for depreciation and you get full-amount including registration fees, road tax, and insurance in case of theft or total loss, respectively.

  • Reimbursement Cover

Your Toyota Fortuner can also be covered against consumables such as nuts, bolts, or oil that may have to be changed. An add-on cover that reimburses breakdown due to engine and gearbox can also be added to the comprehensive car insurance policy for Fortuner. Insurance companies understand how much you love your car, so there is also an option to claim compensation for key replacement in case of lost or stolen keys.

  • Roadside Assistance Cover

You don’t wish to get stuck in the middle of the road due to some unexpected breakdown. The roadside-assistance cover will ensure that help is always a call away. Other add-ons include medical expenses, ambulance charges, and hospital cash. You can compare what each insurance company is offering and at what premiums.

However, before taking a final call on purchasing your Fortuner insurance policy, examine the claim settlement ratio of the insurance company. This indicates the number of claims passed by that particular insurance company. Always opt for a company with a higher claim settlement ratio so that you are secured of a hassle-free claim settlement process.

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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.

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