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Tips to avoid heavy medical bills during travel emergency

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Travel is supposed to be your escape from your routine life. The reasons for travel can include a multitude of things from adventure to tranquility. So, it is important that you do not miss out on crucial aspects to ensure that you enjoy the most in your travels. You may already know that travel insurance is one of the most important things for your travel. However, you should also be aware of the coverage offered by your policy. One of the most expensive things abroad is medical service. So, you need to ensure that your international travel insurance is well-suited to help you avoid hefty medical bills. Here are some important things for you to remember.

Tips to Avoid Hefty Medical Bills

There are a lot of ways you can avoid hefty medical bills abroad. One of the most important things that you will need to know is the coverage on your insurance. However, it is not the only thing that you should be aware of. There are different types of insurance plans and add-ons that can make the difference between zero expense on medical bills and considerable expenses. The first thing you should know is the difference between travel insurance and travel health insurance.

Both insurance plans offer medical coverage but the type of coverage is different. A travel insurance plan does not cover childbirth, cosmetic surgeries or allergy treatments (unless life-threatening). However, a travel health insurance plan is similar to normal health insurance and covers things like checkups, visits to your primary care doctor, prescriptions, etc.

Add-ons

You need to ensure that you have selected add-ons that will help you curb medical expenses abroad. The add-ons that you need to opt for depend upon your insurance plan. However, here are some add-ons that you should opt for if they are not covered in your plan:

Pre-existing condition coverage

It ensures that any pre-existing condition that you may have is covered under your insurance. If you were not to select this add-on then you may need to pay from your own pocket. Furthermore, not all travel insurance or international health insurance plans cover pre-existing conditions.

Emergency Evacuation

It allows you to be flown back to India in case you have a sudden medical ailment. Under emergency evacuation, you will not be charged for the flight back to India, if it is within the limit of your insurance. It is generally included in all international travel insurance plans, but you should definitely opt for it if it is not included.

How can Bharti AXA help you in the Process?

Bharti AXA offers a wide range of insurance products for travel. There are a lot of benefits if you select Bharti AXA, they are:

  • Hassle-free application procedure
  • Quick claim settling time
  • You get a 24/7 customer service assistance from Bharti AXA for every query

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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.

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