Bharti AXA TWO WHEELER Insurance Things You Should Know Before Modifying Your Bike 17 Apr 2018 Things You Should Know Before Modifying Your Two-Wheeler If you are a motorbike enthusiast, you probably spend all day surfing the internet looking at various bike models and their specifications. If you own one, then perhaps you spend hours keeping it clean and get heated up when it gets a new scratch mark. But the danger of uncertain accidents is inevitable. For this, you need to get your life insurance as well as your two-wheeler insurance. Many insurance companies offer you benefits and insurance policies that cover everything related to your two-wheeler. These services can be availed offline as well as online. As a motorbike enthusiast, you must have wanted to get latest modifications or add-ons for your bike to add to its visual appeal as well as improve the driving experience. Two-wheeler modifications are much in vogue these days as they contribute to the enhancement of your bike’s performance as well as aesthetical appearance. Factors to consider before going for two-wheeler modifications There are a few insurance details that have a lot to do with two-wheeler modifications. Additionally, there are various monetary implications of several types of adjustments. They can increase your insurance premium if the insurance company’s liability also increases with the modification. 1.Performance modification: Performance two-wheeler modification contributes to the overall performance of your two-wheeler. These modifications include an increase in speed, bumping up the fuel economy and adding better riding convenience options. Insurance companies are not too enthusiastic about modifications related to increasing the speed. This just results in increasing the risk and makes riders more prone to accidents. Apart from that, this modification also leads to excessive wear and tear. And with the increased probability of accidents, wear and tear, insurance companies become obligated to pay more. In this situation, your insurance company might consider increasing your premium commensurate with the increased risk. 2.Aesthetic modification: The cosmetic two-wheeler modification includes changes in the two-wheeler that highlights the visual appeal of the vehicle. These modifications do not contribute to better performance in any way. But a polished diamond is undoubtedly going to shine more. Thus, better looks of your bike might make it vulnerable to thefts. If the bike is maimed or damaged in any way, insurance companies would have to pay more. Thus, if you are insisting on getting aesthetic modifications done on your bike, you will have to accept the fact that premium for your motor policies will increase depending on the value of the two-wheeler. 3.Security modifications: These include installation of security and monitoring devices that prevent theft. This type of modification is approved by the insurance company because with anti-theft devices installed in your two-wheeler, it is less vulnerable to theft, and thus the insurance company need not pay more. The insurance company’s risk is reduced and so is your premium amount for your motor insurance policy. Apart from these factors, you should also keep in mind the policy premium and policy renewal dates. You should always make sure that you pay your policy premium before the expiration date to continue enjoying the insurance benefits. Bharti AXA two-wheeler insurance covers all aspects of two-wheeler insurance. They provide you with various insurance policies which are valid for two or three years. These policies can be availed by both offline and online means. Explore Our Products Car Two Wheeler Travel Health Critical Illness Personal Accident Bharti AXA Advantages We've raised the bar in being your Two wheeler's ideal insurance companion 4.2 MILLION POLICIES ISSUED 79 BRANCHES ACROSS INDIA 3600+ CASHLESS GARAGE 24/7 CLAIM ASISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.