Bharti AXA TRAVEL Insurance The Beginner's Guide to Travel Insurance 24 Apr 2018 Travel Insurance- Everything that you need to know To the life filled with adventure! As travellers, we are always intrigued by different terrains, cultures and lives around the world. Travelling can be a highly exhilarating experience for those who love it. But before we venture out into the world, it is important to keep in mind the travel insurance policies and plans that not only help us create a memorable and jaunty experience, but also secure us in various ways we are on our expeditions! Here we present the beginner's guide to travel insurance. There are many companies that provide you with travel insurance policies. With travel insurance available for students and senior citizens as well, it becomes a happier ride! What does the travel insurance cover? Trip Delay and Cancellation: Sometimes the occurrence of a predicament compels us to cancel our trip. This includes canceling the flight/rail tickets, cancellation of the hotel bookings and other miscellaneous activities we might have booked. The possibility of a refund is fairly uncommon. With a travel insurance policy, you can easily resort to abrupt cancellations and your travel insurance company will take care of everything. Medical Emergencies: Medical emergencies are common and unpredictable phenomenon’s. It is indeed an unfortunate affair to have your trips cancelled due to medical emergencies. Travel insurance policies will take care of all medical concerns and issues. Travel Insurance plan gives a complete structured plan that consists of details on how to proceed with flight bookings, car rentals, hotel bookings and sightseeing. All of these are presented to you in a very structured and a systematic manner. Loss of Documents and checked-in Baggage: . As tourists we are often worried about losing our luggage along with all our important documents and assets. Travel insurance policies make sure you never have to be worried about that. Financial emergencies and legal expenses. Emergencies don’t knock on the door before coming in. They just barge in without consent or approval. Travel insurances make sure to give attention to sudden trip interruptions, emergency evacuations and provide constant assistance to its customers. It provides financial aid and legal aid in case of any issues that involve the law enforcement authorities of that country. What are the types of Insurance plans offered? There are four basic types of travel insurance plans provided by travel insurance companies. Schengen Country Insurance This insurance is applicable to travel plans that include visiting any of the 26 countries listed under the Schengen area of the European Union. This insurance proves to be mandatory for travel duration of less than 90 days. Non-Schengen Country Insurance The Non-Schengen Country Insurance covers all the countries not listed under Schengen Area (Ireland, United Kingdom, Romania and Bulgaria). This insurance policy promotes wide scope and is applicable for longer travel duration. Annual Multi Trip Insurance This travel insurance plan is specifically meant for frequent travellers regardless of whether they are individual travellers or are travelling with families. This travel insurance plan covers multiple trips within a year and is customizable according to the traveller’s discretion. Single Trip Travel Insurance If you are an individual planning a single trip, then this travel insurance is the ideal one for you. This travel insurance plan is customizable according to the country you are planning to visit and the duration of your trip. What to double check before you leave? You must remember to check all the important documents like itinerary, passport, flight tickets, hotel bookings, carry a set of important phone numbers, traveller’s cheques, and travel insurance papers. There is absolutely no reason to fret. If you are in a different country and desperately need assistance, then you can always visit your country’s embassy located there. Why choose Bharati AXA Travel Insurance Travelling overseas is always fun. its more fun when you know your trip financialy secure. That's why our Travel Insuarnce is idel companion for all your journey's of life 130+COUNTRY WIDE PRESENCE COVERS ALL TRAVELS RELATED DISASTERS FLEXIBLE PLANES FOR YOUR NEEDS 24/7 AXA ASSISTANCE WORLDWIDE Explore Our Products Car Two Wheeler Travel Health Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.