Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride without worries, with Bharti AXA long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Losing your car insurance papers can be very stressful. But you need not worry much as these can be easily replaced. Here are the steps you should take as soon as you find out that you have misplaced your insurance certificate.
You should inform your car insurance provider as soon as you find out that your insurance certificate is missing. This is important to avoid any frauds through the missing papers. It is also important as you must get a replacement as soon as possible as driving on Indian roads without proper insurance coverage is illegal.
You should file a police complaint about the missing insurance paper. This is important as you need to prove to the insurer that you have taken steps to regain the lost document.
As per the current regulation, you have to place an advertisement in an English language newspaper and a vernacular newspaper which is circulated within the state you reside in asking for the finder to return the policy document. The cost of such an advertisement is to be borne by the insured.
Once the advertisement has been placed, you can submit the application for duplicate policy papers to your insurer. Provide the details of your policy and a copy of the advertisement published as mentioned above.
Some insurers ask for an indemnity bond stating that they will not be responsible for any fraudulent activities conducted using the original insurance papers. You also have to agree to retune the policy papers to the insurer, if found. The stamp duty on the indemnity bond is to be borne by the insured.
Once the above steps are completed, you will receive the duplicated papers within a couple of days. The term “duplicate” will be clearly written on these papers.
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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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