Steps to Buy Travel Insurance Online Fast If Visiting Germany | Bharti AXA GI

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Steps to Buy Travel Insurance Online Fast If Visiting Germany

Traveling to Germany and enjoying its vast landscape of forests, mountain ranges, beaches, nightlife, art & architecture, etc. can be an exciting experience for you. So, before you apply for a visa, it's important for you to know that as Germany is a part of Schengen Countries. As per the European Union agreement, buying a Schengen Travel Insurance Policy is essential before applying for a visa to any Schengen country. This brings us to the question: how to quickly get Schengen travel insurance? Here are some steps to help you out.


The very first step to getting your travel insurance policy is to identify your requirements and tally it with the available online plans. These identifications have to be done in layers depending on your travel specifications. Let us briefly look at each of them.

Type of Trip: Annual Multi-trip Vs. Single-trip

Whether you will be on a single trip or multiple trips over a period; you might need to check the plans, which comprehensively cover your travel requirements. If you are visiting Germany for tourism, a single trip insurance plan will be enough to cover your trip duration. However, if you need to travel to Germany regularly for business, a multi-trip plan that covers all the separate trips under a single plan might be the best option for you.

Traveling Members: Family or Solo Travel

When traveling with a family, you need to check if the number of people and their respective ages will be covered in your plan family travel insurance. Travel insurances often come with conditions such as limitations to traveling with pre-existing ailments for senior citizens traveling abroad, lack of cover for infants up to a certain age so on and so forth. Hence, it is better to go through the details of inclusions and exclusions in your travel insurance to get a clear picture.

Looking for a Short Break or a Long Holiday?

In these cases, the travel needs and costs associated with it varies completely. Therefore, checking diligently on these factors directly with the insurers or opting in for a specialist cover will not only ease and quicken your process but also save you from the hassles while claiming your insurance.


Even after ensuring that you check all the aforementioned points, it is vital that you read the travel insurance policy document carefully before buying the plan. This ensures that you have a clear picture of all the inclusions, exclusions, terms, conditions, and the claim process. This not only ensures a stress-free trip but also a hassle-free claim process if need be.

So, when are you applying for your travel insurance to Germany?