Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride without worries, with Bharti AXA long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Bharti AXA is a prominent Indian insurance company offering different types of short as well as long-term insurance policies at reasonable rates to protect the interests of the policyholder in case of unforeseen events.
According to The Motor Vehicles Act, 1988, it is mandatory for a car owner to obtain a third party insurance. According to this act, driving an uninsured vehicle on the streets of India is an offence. This statutory requirement, in case of any eventuality, that the Bharti AXA policyholder can compensate the aggrieved party for injuries, damage etc. caused as a result of the accident. However, this type of insurance does not protect the rights of the insurer.
Third-party car insurance can be bought, renewed and accessed online following a few simple steps.
Bharti AXA third party car insurance is extremely cost-effective both by itself as well as a part of another policy.
An unfortunate part of being a vehicle owner is that you might have to incur unreasonably high costs in case an external third party causes damage to your vehicle. Here are a couple of circumstances in which an external third party can claim compensation in case of an accident:
A step by step guide on claiming third party car insurance is as follows:
In case of an accident, the victim or their legal representative can file an application for compensation from the policyholder.
The next step would be to file a First Information Report with the required details and obtain a copy of the charge sheet.
The claim along with the required documents requires to be filed with the Motor Accident Claims Tribunal in the jurisdiction where the accident occurred or in the tribunal with jurisdiction over the area the policyholder or the third party resides. The claim will be accepted or rejected taking into consideration the relevant documents as well as the claims of the parties involved.
There is no upper cap on the amount claimed in case of death or disability. However, the maximum compensation that can be claimed in case of property damage is Rs. 7.5 lakhs. Claims above this amount, if any is required to be paid by the policy owner. In case of death or disability, the tribunal court will decide on the total compensation to be paid.
Make sure you opt for a good cover in to prevent unforeseen events from draining your savings.
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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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