Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride without worries, with Bharti AXA long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Higher life expectancy, increasing medical costs and the rising number of diseases – make medical insurance an absolute necessity for planning a stress-free life.
Ideally one should start with health insurance at the earliest possible age – at least by 25 if possible, when more often than not – one hasn’t acquired these illnesses or diseases that impact the quality of life.
A pre-existing problem means one that existed before the policy was taken. This includes diseases where you have had signs or symptoms, and/or were diagnosed, and/or received medical advice/treatment within 48 months prior to the first policy issued by the insurer.
Diseases or health problems such as asthma, diabetes, low or high blood pressure, lupus, epilepsy or cancer are all subject to the condition if they pre-date the policy by a specified period. This is not an exhaustive list – always consult the policy document and read all the conditions specified.
Yes – always. Most insurers conduct medical tests before providing insurance. Even if they don’t, in the future if the illness is found to be due to an undisclosed medical condition – the insurance payment can legitimately be refused by the insurer – leaving you in a financial lurch.
The Waiting period is an important term relevant to someone who is seeking insurance cover and has a pre-existing condition. The Waiting period is the number of years during which the insured will not be covered for the illnesses arising out of pre-existing conditions even after taking the insurance. Most often this period is 4 years. Other illnesses unrelated to the pre-existing one are meanwhile covered by the said insurance policy even during the waiting period.
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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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