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Purchasing a vehicle is an important choice in one's life. With all the options to look from, it can become confusing. It is appropriate to invest in a vehicle that can offer you value with respect to your expenses.
Firstly, let us have a look at prevalent rates for petrol, diesel and CNG
Petrol price in Mumbai – Rs 77.5 per litre*
Diesel price in Mumbai – Rs 68.26 per litre*
CNG price in Mumbai – Rs 44.2 kg*
*As on August 22nd 2019. Also please note that fuel prices vary across cities.
The diesel variant of a car model is the most expensive one to purchase as compared to its petrol compatriot. It would cost approximately a couple of lakhs more than the petrol variant. CNG vehicles cost Rs 85,000-Rs 90,000 less than the petrol vehicles.
If one doesn’t drive frequently
If one’s car covers less than 500 kms in a month (less than 7000 kms in an year), it is advisable to purchase a petrol car.
If one drives regularly
If one is expected to cover around 1000 - 1200 kms in a month (About 12000 - 15000 kms in an year), CNG vehicles would be viable
For driving on the highways
If one’s vehicle covers more than 2000 kms in a single month which turns out to be more than 20,000 kms in an year, then a diesel variant would be most appropriate.
Pros and cons of CNG cars
CNG cars are most cost efficient as compared to petrol or diesel variants
They are suitable for the environment as well
Thanks to retro fitted CNG, a vehicle can switch between petrol and CNG
Capacity of CNG cylinders is small (maximum of 12 kilos with usage of 85%)
The pickup is weak
A large proportion of boot space is taken by the CNG tank
Due to fewer refuelling stations, there are long queues to fill a CNG vehicle
Pros and cons of diesel cars
Running cost is low
As compared to petrol or CNG, diesel cars last longer
The pick-up is stronger thanks to fuel combustion
The upfront payment to purchase a diesel car is the highest as compared to petrol and CNG vehicle
Cost of spare parts as well as regular maintenance are expensive
Pros and cons of petrol cars
A petrol variant is cheaper than diesel and CNG variants
The engine doesn’t degrade as quickly as in the case of diesel or CNG variants
Since an alternate gas kit isn’t required, maintenance is lower
As written earlier, petrol is the most expensive fuel in the market today. Running cost of the vehicle turns out to be therefore higher
Torque is lower when it comes to engine performance.
On the basis of these three aspects which have been covered, one can figure out which would be best car to purchase.
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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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