Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride without worries, with Bharti AXA long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Secure your joyous family trips with Bharti AXA international travel insurance cover.
In today’s time, the risk of facing health challenges has increased to an all-time high. It is because of this reason that having a health insurance policy has become so vital. It serves as a safety net that can provide you and your loved ones with the necessary support during any medical issue. By providing coverage for pre and post-hospitalization, treatment and other costs, it reassures you that when any unforeseen health challenge strikes, you will be able to get quality healthcare facilities without facing any financial difficulties.
When you have a health insurance plan, you can avail many benefits like extensive coverage up to Rs. 1 crore, tax-saving benefits and option to buy critical illness cover. The plan covers you for pre-existing illnesses, pre and post-hospitalization, maternity expenses and many other treatment costs. While all such benefits offer you reassurance and a sense of security, what often causes you worry is going through the claim process.
When you or your loved ones are facing a medical condition, you do not have the time and energy to go through a difficult claim process.
However, Bharti AXA General Insurance keeps this concern of policyholders in mind and offers a simple and straightforward claim process. It ensures that at the time of medical emergency, you know how to go about with availing healthcare facilities without any worries at the back of your mind.
When you have Bharti AXA’s health insurance policy, you need to know the following things about its claim process:
Whether you choose cashless claim settlement or reimbursement, you need to keep claim notification in mind firstly. In doing so, you need to take the following steps:
Note that your claim notification must reach Bharti-AXA General Insurance (BAGI) within 48 hours of admission or discharge from the hospital, whichever is earlier. Our team will dispatch the claim form on receiving the notification.
The claim form is available with all our network hospitals and you can also obtain it from any of our offices. To fill the form online, click here to download.
However, if the treatment is not covered under your policy, a letter stating the reasons for rejection will be sent to you.
Our cashless hospitalization service covers a network of 4500+ hospitals.
You will not need to make any payment to the hospital if you receive the authorization letter, except under the following cases:
In case of filing for reimbursement claim, ensure that you intimate us within seven days from the date of discharge. However, you can send the documents within 30 days if you have been admitted to a non-network hospital. Further, you can send the pre- and post-hospitalization bills within 15 days from the end of the post-hospitalization period as specified in the policy.
After the submission of requisite documents, we will settle your claim within 30 days. In case your treatment is not covered under the policy, you need to pay all bills and send us the claim form and other original and necessary documents.
Under the regular settlement, we will effect payment within 21 days after receiving all documents.
However, if your claim is rejected, you will receive a letter explaining the reason for the rejection.
When you buy Bharti AXA’s health insurance policy, you can enjoy a significant sense of security and a smooth claim settlement procedure. Buy one of the best health insurance plans that best suit your needs and secure your loved ones.
136 BRANCHES ACROSS INDIA
4500+ NETWORKS HOSPITALS
27+ MILLION POLICIES ISSUED
24/7 CLAIM ASISTANCE
Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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