NRI Guide To Choose Best Health Insurance In India | Bharti AXA GI

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim



About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals


Contact Us

Become A Partner

Become A Partner


Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre




Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us


Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator


Investor Relation Information


Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount


Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App


Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

[object Object]
[object Object]

Travel Insurance


Health Insurance


Two-wheeler Insurance


Car Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Explore Our Products
Most Recent Blogs


Things that are Not Covered under Health Insurance

18th Jul,2020



List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020



Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020



Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020


NRI guide to choose best health insurance in India

Medical cost may be cheaper in a country such as India, but health insurance is still a must; especially, if you are an NRI planning to visit the country. Even though medical expenses and procedures may be cheaper, health insurance offers you many benefits. So, here are some essential factors that NRIs should know when they seek health insurance in India.

Factors NRIs should know when seeking Health Insurance in India
• Stay in India

The NRI’s stay validates their health insurance plan. So, if you are staying for a period less than one year then choosing global health insurance will be a wise decision.

• Eligibility

As an NRI, you are eligible to buy health insurance in India. However, you will need to provide proof of residence, income proof in India, and a few other related documents.

• Return plan

If you plan to return to India in less than a year, it is wise to continue with the health insurance that you bought in India.

• Geographical Restrictions &Clauses

There may be geographical restrictions to your health policy. So, it is always a good idea to ensure that you know them in advance or select a policy that has no restrictions.

• Income Tax Regulations

NRIs should pay for their health insurance from their NRE/NRO Account so that the claim amount can be expelled. As stated by FEMA, the payout can be expelled out of India, and the premium is paid in foreign currency. You can avail benefits of tax saving on health insurance as per section 80 D even as on NRI.

• Business Plan

Even if you are in the country for business or regular work visits, taking health insurance in India will provide you more benefits.

One of the best things for NRIs looking to buy a health insurance plan in India is that they can apply online. You will not need to deal with the hassle of going t branch multiple times. Instead, you can apply for the insurance from anywhere. Moreover, even if you have any queries or doubts, you can clear them through 24x7 customer support from Bharti AXA. Additionally, you claim support is also available throughout the day. Furthermore, Bharti AXA boasts a better claim settlement rate as they focus on the customer’s needs and comforts. Additionally, Bharti AXA allows you to customize your health insurance plan so you get your ideal plan as per your needs.