Bharti AXA CAR Insurance Which are the must buy Car Insurance Add Ons 20 Feb 2018 Car insurance: Which Add-ons Should You Go For? The days of buying a basic car insurance cover for the new vehicle are long gone. The excitement of being a new car owner quickly wanes when you consider the cost of maintaining the vehicle over the years. But fret not! With a host of services designed for the convenience of the policy holder, it only makes sense to invest in a cover that comes with attractive car insurance add-ons. Zero depreciation There’s a reason why Zero Depreciation is the most commonly recommended of all car insurance add-on covers. When you’re faced with a hefty bill of a repaired car post an accident, would you rather be armed with a car insurance that covers the entire cost of damaged parts or simply a depreciated value of replacements? That’s the difference between a basic cover as opposed to a car insurance that comes with the zero-deprecation add-on. Engine cover Since the engine is the most important and expensive part of the vehicle, a car insurance add-on cover for the engine is probably the most sensible option out there. It will save you a huge cost in damages that would otherwise leave a sizeable hole in your pocket. Be it a flood, an accident or an unforeseen breakdown, you have little to worry about as long as engine damage is included in your car insurance add-on cover. Roadside assistance As the name suggests, road assistance offers round-the-clock services that reach you wherever you are. From fuel assistance to battery jumpstart, key replacement and even accommodation in case of overnight repairs, the car insurance add-on cover is a no-brainer. You wouldn’t have to go hunting for a service centre or a garage if you find yourself stranded in an unfamiliar area. With this add-on, help is just one call away. Return to Invoice Imagine this - a car you bought just a few months ago is damaged beyond repair, or worse, stolen. The loss you’re facing is amounting to lakhs of rupees. But what if there was a way to recover at least the money? A Return to Invoice in your car insurance add-on cover makes this possible. Typically meant for new cars or vehicles that are less a year old (3 years some cases) you can reclaim the original cost of purchase, as well as the amount paid in registration and taxes. No Claim Bonus/NCB cover When a year goes by with no claim made on the car insurance, you earn a “No Claim Bonus” which adds a 20% discount on the premium for the following year. This can go up to 50% with subsequent years. But if you do end up making even a single claim on the car insurance, the NCB drops back down to 0%. This is something you can conveniently avoid with NCB retention in your car insurance add-on covers. As a policy holder, you have an array of attractive car insurance add-ons to pick and choose from. All designed for the sheer benefit and convenience of a car owner, these are some of the add-on you wouldn’t want to miss out on. Explore Our Products Car Two Wheeler Travel Health Bharti AXA Advantages We've raised the bar in being your Car's ideal insurance companion 3.5 MILLION ISSUES CLEARED 3800+ CASHLESS GARAGES IN INDIA 79 BRANCHES ACROSS INDIA 24/7 CLAIM ASSISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.