Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride without worries, with Bharti AXA long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Your loved ones are your biggest strength, and you make sure that they have the best possible lifestyle and healthcare. This is the reason why you take all the necessary steps and precautions to keep them safe from harm.
When you invest in comprehensive health coverage for your loved ones, you take a decisive step towards ensuring their safety against medical emergencies. Given that the security of your family is at stake; however, you may feel torn between opting for individual health insurance plans for them or getting them covered under a family floater health insurance plan. To help you make the best choice, we have listed a few things you should consider.
Multi Individual Health insurance Plan
it is possible for your loved ones to fall into different age groups and have different health conditions and protection needs. Subsequently, you may decide to buy health insurance plans, separately for each one of them and yourself.
Individual health insurance plans can be purchased separately for each family member. In this case, the premium for each plan will vary according to each member’s age and individual health insurance plan coverage.
When you decide to buy an individual health insurance plan for each member of the family, you can avail of the following benefits:
Overall, buying individual health plans may offer many advantages. At the same time, however, you must also consider the fact that managing multiple individual plans can be complicated for you. You will have to do everything from buying to the renewal of the policy, separately for each member. It may prove to be hassle-some for you. Also, purchasing individual plans for different members may cost you more overall as compared to a family floater plan.
Family Floater Health Insurance Plans
When you decide to buy a family floater health insurance plan, you can cover all the members under the same plan. For instance, you may cover both yourself and your spouse along with the children under one policy for which you will have to pay one single premium amount.
Most of the time, the premium of such a family floater health insurance plan is basis the eldest member covered in the policy. Opting for a family floater plan can be the right choice if you have little kids and when there is no specific family history of any hereditary health issue.
A family floater plan can be appropriate for all members under such circumstances as chances of all members falling ill during the same year are relatively low. However, if anyone in your family has any health-related history or a pre-existing medical condition, then it would be better to buy individual health cover for providing adequate insurance coverage.
If you are considering buying a family floater plan, then here are the benefits you can enjoy:
Assess Your Needs and Buy the Best Plan
Both individual and family floater plans have their fair share of benefits and considerations. Making the right choice requires that you first assess your family’s needs and then buy a specific plan.
136 BRANCHES ACROSS INDIA
4500+ NETWORKS HOSPITALS
27+ MILLION POLICIES ISSUED
24/7 CLAIM ASISTANCE
Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
We are facing issues in connecting to the Payment Gateway, please try after sometime or call 022-6118-8888
We are facing some technical difficulties while fetching your quote. We will get back to you as soon as we are able to get your Quote. Apologies for the inconvenience caused to you.