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Comprehensive cover for your car,so you can drive yourself.
Safegaurd the healthof your loved ones with wide-ranging health insurance plans.
Secure your joyuos family trips with international travel insurance cover.
In car insurance, the insurance company will reimburse back your expenses in case of car accidents or other damages caused to your car due to an unforeseen event in return of fixed premium amounts. But there are some conditions for claiming the insurance, and if you fail to fulfil the same, then your insurance claim can be denied on the spot.
Rejection of your car insurance claim may hit you like a nightmare during the time of your car damage and seeing at your rejection report; you may wonder how it got rejected in the first place. Here, are some of the reasons due to which your insurance claim might have been rejected:
Before you claim for your loss, it is important to check if your policy is active or not. You may have been notified for renewal of your policy which you may have missed. Other condition can be that you may have delayed or missed the timely payments of premiums in the past so your policy would have been ended there. It is advisable to check your last payment date as well as your policy end date before applying for the claim.
DAMAGE WAS CAUSED DUE TO YOUR FAULT
You are asked to mention the reason and scenario of your car accident. After going through your reasons, if the insurer finds out that the accident happened due to your negligence then your claim might be rejected in the spot. Some of the reasons can be rash driving, drink and drive, driving without proper brakes or a license.
FAKE DETAILS IN CLAIM FORM
If you miss out some information or provide some false information in the claim form due to emergency or panic and the insurance authorities find out the same; then you will be denied the claim. So, it is advisable to fill in the details calmly and with correct information.
MISSED THE CLAIM DEADLINE
Depending on your type of plan and insurance company, there will be some specified deadlines to claim your insurance. In case you missed the deadline for filing the claim, you will not be allowed to claim again as well as you will have to set back from receiving fund for your damages.
NO PROOF OF ACCIDENT
You will be required to present valid proof of your accident. It can be in the form of pictures or eye witness or through public cameras. You will not be eligible for the claim unless you present the proof.
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Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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