Know Some of The Benefits of A Health Insurance Card | Bharti AXA

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim

BLOGS

FAQS

About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals

Careers

Contact Us

Become A Partner

Become A Partner

Products

Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre

Blog

Infographics

Videos

Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us

Careers

Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator

Grievances

Investor Relation Information

Resources

Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount

Sitemap

Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App

Legal

Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

[object Object]
[object Object]
Travel

Travel Insurance

Health

Health Insurance

Two-wheeler

Two-wheeler Insurance

Car

Car Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Explore Our Products
130+ COUNTRY WIDE PRESENCE
COVERS ALL TRAVELS RELATED DISASTERS
FLEXIBLE PLANS FOR YOUR NEEDS
24/7 ASSISTANCE WORLDWIDE
null/

Know Some of The Benefits of a Health Insurance Card

A sense of security contributes significantly to your happiness and peace of mind. It is because of this reason that you always endeavour to provide your family with maximum protection amidst the ups and downs of life. One aspect that brings many challenges in the course of your life relates to your health and well-being. Moreover, in today’s time, all kinds of complicated ailments have become common, and healthcare, on the other hand, has become very expensive. In such a scenario, having health insurance is not just the safest bet but also the wisest thing to do.

It is because of this reason that you consider buying a health insurance policy at some point in your life. Having such a plan ensures you that when you’re faced with any such medical challenge, then you have something to fall back on in terms of your finances.

 

Types of claim Settlement

As a health insurance policyholder, the insurer provides you with financial support in two ways. It either gives you cashless hospitalisation facility or reimburses you for the expenses incurred by you.

In the case of reimbursement, you are required to meet with all the dues on your own first. Then it is upon submission of various documents that the insurer reimburses you for the expenses incurred. In such a case, you’re required to submit relevant documents to the insurer to prove that your claim is genuine.

However, in the case of cashless hospitalisation, the insurer directly pays off all the medical bills on your behalf subject to the conditions of the policy. In such a case, you are first supposed to check whether the hospital you’re going to is covered under the insurer’s network or not. If it is, then you will be required to show your health insurance card along with a pre-authorization form. The third-party administration (TPA) department in the hospital will send this form to the insurance company for approval. It is after their approval that the insurer will pay off all your bills for expenses covered under the policy plan.

What is a Health Card?

A Health card, which comes along with your health insurance policy is like an identity card which proves that you are a verified holder of the plan. This card provides you access to the insurer’s network hospital and ensures that you can avail the benefits of cashless hospitalisation without any hassle.

Benefits of Health Card

Peace of Mind

At the time of a medical emergency, you may not get time to arrange finances. But having this health card with you will prove to be enough for you to meet with all the hospital expenditures. However, you must visit a hospital which is covered under the insurer’s network, or else you’ll not be able to avail this facility. With the health card, you will be saved off, a great deal of worry and running around during distressful times. This will offer you some peace of mind in such a situation.

Coverage During Travel Plans

When out in a new place, you may not have enough money at your disposal. You also may not have acquaintances to support you at such a time. But if you have a health insurance policy, and are carrying this health card with you, then you will get cashless treatment at insurer’s network hospitals in such a situation. This benefit means that a health card can be your great saviour during travelling also.

Easy to Carry

During an emergency or back and forth hospital visits, you may not be able to carry or keep track of your policy document. In such a case, the health card which can easily be carried in one’s pocket or wallet will be simple to carry along. So, during times of health crisis, you will need to take care of this small card. This way, you will be able to secure cashless hospitalisation after the insurer’s approval is received.

Secure Cashless and Quality Healthcare

To stay one step ahead of medical ailments that may come up anytime, buy a health insurance policy. Further, the health card that comes along will make it very simple for you and your loved ones to secure good quality, cashless hospital treatment at any of the insurer’s network hospital. At the crucial moment, you will experience how beneficial the health card is when you will not have to run from pillar to post to arrange funds for meeting with hospitalisation and medical care cost. We at Bharti AXA General Insurance offer several benefits under our health insurance policy which includes cover for pre-existing illnesses, genetic disorders, critical illnesses after a specified waiting period in each case.

So, keep your head and heart free of insecurities and keep your loved ones and you secured against unforeseen health challenges.

Most Recent Blogs
blogs/

HealthInsurance

Things that are Not Covered under Health Insurance

18th Jul,2020

blogs/

TwoWheelerInsurance

List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020

blogs/

CarInsurance

Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020

blogs/

TravelInsurance

Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020