Importance Of Travel Insurance In Case Of Flight Cancellations | Bharti AXA GI


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Importance Of Travel Insurance In Case Of Flight Cancellations

Planning a trip is both exciting and challenging. You decide on a destination, work out the dates, set a budget and make all the necessary bookings. It is when the flight tickets finally get booked that you feel surer of your travel plans. From here on, you look forward to finally flying down on the given date.

However, uncertain that life is, sometimes sudden unexpected challenges can throw your plans off track. A sudden medical emergency or an occurrence of a natural disaster may cause you to postpone or cancel your plans. Such changes in plans affect your mood and pocket both. Especially, non-refundable prepaid expenses like that spent on flight tickets can cause you much worry.

Flight tickets are expensive, especially if you’re taking a long-distance flight. Moreover, most air tickets bought by regular air travellers are non-refundable, which means one cancellation can easily cause a loss of a few thousand bucks.

However, understanding the concern of travellers, insurance companies cover this contingency under their travel insurance policy. This a significant coverage benefit offered under travel insurance that can save you from financial loss and the accompanying feeling of disappointment.

The various benefits of travel insurance in case of a flight cancellation are as follows:

1. Payment against Basic Fare

Like we mentioned above, whether there’s a medical emergency involving you or any of your family members, any employment-related issue or any natural disaster, you will not have to worry about flight cancellation if you have travel insurance.

Such a policy compensates you towards the non-refundable air ticket fare, under all these cases. However, such a payment is subject to the limit of the sum insured.

Having this policy takes a major load off your head in case of any change in your travel plans.

2. Covers Delay/Interruption Also

A travel insurance policy not only covers you against flight cancellation but also against any delay or interruption in your trip. Flight delays leave can leave you distressed and dishevelled for hours at end, having such a travel insurance policy can at least make one feel a little better.

If you’ve been in such a situation, you’ll know how annoying it can get. It causes you loss of precious time, energy and spoils your mood! Travel insurance may not be able to lessen your inconvenience, but it can reduce your annoyance later by compensating you for the same.

3. Covers Against Additional Expenses

In case you incur any additional expenses in the event of flight delay or cancellation, the insurance policy also pays you up to the limit of the sum insured. This takes care of the unnecessary expenses that occur as a result of delay, cancellation or interruption do not cause a dent in your pocket.

4. Comes with Many Other Benefits

Cover against flight cancellation is one of the most lucrative benefits that come with travel insurance, but there are several others too. Buying travel insurance will also cover you against other contingencies like loss of passport and important documents, loss of baggage or any medical emergencies. No matter what the situation is, you do get worried about the expenses involved, especially if you’re in a new destination. However, knowing that you have travel insurance to cover you up, worry takes a backseat. Moreover, such a policy also offers quick financial assistance apart from the reimbursements.

Buy a Travel Insurance

So, to make your travel experiences less bothersome, buying a travel insurance policy that can cover you against all possible predicaments is a wise thing to do. We, at Bharti AXA GI make sure that you enjoy your travel and leave your travel related stress on us. So, don’t wait and buy travel insurance today itself!

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