How Zero Depreciation Policy Helps You during Motor Insurance Claim | Bharti AXA GI&&Learn how you can get complete Motor Insurance policies with Zero Depreciation Policy. Read how paying extra premium can benefit you in the long run. &&zero depreciation policy, comprehensive car insurance policy, motor insurance, car insurance online, bharti-axagi

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How Zero Depreciation Policy Helps You during Motor Insurance Claim

Comprehensive Car Insurance is the best option for insurance buyers who want to make sure that their vehicle is insured against any potential damages due to personal accidents, third-parties, or natural disasters. It is a common mistake to assume that Comprehensive Car Insurance will insure you against expenses. Regular Comprehensive Car Insurance policies might cover depreciation parts such as metal plastic and fibre glass partially but it leaves the insurer with the need to pay out of his pocket at the time of a claim. Such a situation can be avoided by making use of the Zero Depreciation Cover, if added to the existing Comprehensive Car Insurance policy.

How Zero Depreciation Policy Works

If you had an active Zero Depreciation Policy Add-On, then under the event of a claim, you would simply have to contact the insurer, file a claim, and they would pay the full cost of repairs for your car without taking into account any of the depreciation factors. One of the main advantages of zero depreciation cover is that it will cover the full cost of your settlement and not factor depreciation due to the current value of your car. Standard Comprehensive Coverage Covers the cost of insurance and settles the amount after taking into account the current value of your car. Current value would be the depreciated value.

Why Purchase Zero Depreciation Add On Cover

If you have recently purchased a brand new car or two-wheeler, buying comprehensive Motor Insurance policy is the best way for you. This way you will be able to retain the purchase value of your car for years to come as far as the insurance value is concerned. Getting A Zero Depreciation Motor Insurance comes with its own drawbacks such as higher premiums and reduced number of claims per year.

The pros of getting a Zero Depreciation Cover far outweigh its cons. Bharti AXA Zero Depreciation Cover offers you the chance to include all expenses of plastic, fibre, rubber and glass while filing for an insurance claim. You can choose to buy a comprehensive Car Insurance Online and save yourself the trouble of having to wait at your insurer’s office for hours. Furthermore, get the assurance of Bharti AXA’s dedicated round the clock customer service and benefit from immediate services offered by our network of over 2500 cashless garages.

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