How To Transfer Bike Insurance To New Owner| Bharti AXA


Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Corona Kavach Policy

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre




Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us


Contact Us

Cashless Garages

Cashless Hospitals

Health and Wellness

Branch Locator


Investor Relation Information

NACH Mandate


Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount


Notice Of General Meetings

General Meetings Transcript

Scheme of Arrangement

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App


Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Other Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Crop Insurance

Crop Insurance

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim



About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals

Health and Wellness

Health and Wellness


Contact Us

Become A Partner

Become A Partner
Explore Our Products
[object Object]
[object Object]
Car Insurance

Car Insurance

Two-wheeler Insurance

Two-wheeler Insurance

Health Insurance

Health Insurance

Travel Insurance

Travel Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Most Recent Blogs


Things that are Not Covered under Health Insurance

18th Jul,2020



List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020



Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020



Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020


How To Transfer Bike Insurance To New Owner

In today’s day and age with a slew of manufacturers rolling out model after model of the most desirable scooters and motorcycles in just about every colour and configuration possible, it is hard to resist selling your existing bike to a new owner just so you can buy a shiny new set of wheels with a higher flaunt quotient.

However keep in mind that apart from the ‘selling old and buying new’ process, you also need to take care of other important paperwork formalities such as transferring the insurance on your bike to the person you are selling it to i.e. the new owner of your bike. If you fail to transfer your  bike insurance to its new owner after sealing the deal for a sale, you may actually risk running into a series of unwanted hassles. At the same time, you could also  lose out on some great benefitsby not transferring your existing bike insurance to the new owner. Letus take a look at the process for transferring your bike insurance and some of the related factors.


Steps For A Smooth Bike Insurance Transfer

The procedure for transfer of your bike insurance to the new owner is quite straightforward and can be completed by following a few simple steps:

  1. Contact your insurance company and inform them about the transfer.
  2. Check for and avail the No Claim Bonuses (NCB) if any which you would have accumulated on your  bike insurance policy till date.
  3. Use the No Claim Bonuses for availing premium discounts on the new bike insurance policy that you purchase.
  4. Inform and preferably help the new bike insurance owner to contact the insurance company and register  himself with the existing insurance policy under which the bike is covered.
  5. Inform and document the transfer of ownership of your vehicle with the same RTO  where you had originally registered your bike at the time you had bought it.  Go prepared with the  necessary documents to avoid any  complications and delays.


 Benefits Of Transferring Bike Insurance

Selling  your vehicle to another individual is not merely about an exchange of legal ownership between the two parties. It is also very much in your best interest to make sure the transfer formalities and accompanying paperwork is completed in a timely and correct manner.

  1.  To Be Cleared Of Future Liabilities

 A key point underlining  exchange of legal ownership of your vehicle is the  transfer of all  accountability that comes with the vehicle.  Ensure that your bike insurance policy is transferred to the new owner.  This will safeguard you from being legally responsible for any untoward incident occurring with the vehicle, where the insured has to pay for loss or damage caused by the vehicle to a third party. Bike insurance policy is a valid contract between the insurer and the insured. So to protect yourself from financial loss and legal liabilities it is beneficial to transfer your bike insurance to the new owner.

2. To Receive Your No Claim Bonus (NCB) Another important  benefit of transferring your bike insurance to the new owner is to avail the opportunity to claim the premium discounts you have earned through the No Claim Bonuses  accrued from good maintenance and usage of your bike for the years that you owned it. These No Claim Bonuses  are your reward for  being a good and safe rider, keeping your bike in top condition and exercising restraint in filing unnecessary claims. Hence the NCB rightfully belongs to you the original owner.  You can use the NCB discount when you purchase a new bike insurance policy.


Bike Insurance Transfer FAQs

When should you make the transfer of bike insurance to the new owner?

You should contact your insurance provider and submit an application for transferring the insurance. This should be done within two weeks of doing the registration transfer.


Can bike registration transfer be done without the insurance transfer?

No. It is compulsory to transfer the insurance in the name of the new owner before going to the RTO for the Registration Certificate (RC) transfer of the bike.


Is bike insurance transfer applicable for all types of two-wheeler insurance policies?

Yes. In fact third party (TP) liability bike insurance is transferred automatically to the new bike owner.