Understand how you can go for cashless hospitalization with your health insurance policy. Learn the benefits that you can enjoy if by selecting cashless hospitalization.
Car Insurance
Two Wheeler Insurance
Health Insurance
Other Health Insurance
Travel Insurance
Home Insurance
SME Package Insurance
Commercial Lines Insurance
Commercial Vehicles Insurance
Motor Third Party Insurance - Commercial
Crop Insurance
Car Insurance
Two Wheeler Insurance
Health Insurance
Register Claim
BLOGS
About us
Branch Locator
Cashless Garages
Cashless Hospitals
Health and Wellness
Careers
Contact Us
Become A Partner
Car Insurance
Two-wheeler Insurance
Health Insurance
Travel Insurance
Products
Car Insurance
Two-Wheeler Insurance
Travel Insurance
Health Insurance
Corona Kavach Policy
Motor Third Party Liability
Commercial Vehicle
Commercial Lines Insurance
SME Package
Home Insurance
Pradhan Mantri Fasal Bima Yojana(PMFBY)
Arogya Sanjeevani
List of products
List of withdrawn Products
Car Insurance
Comprehensive Car Insurance
New Car Insurance Policy
IDV in Car insurance
No Claim Bonus in Car Insurance
Bumper to Bumper Car Insurance
Bike Insurance
Comprehensive Two Wheeler Insurance
IDV in Bike Insurance
No Claim Bonus in Bike Insurance
Bike Insurance Quote
Travel Insurance
Travel Insurance Coverage
Benefits of Travel Insurance
Travel Health Insurance
Travel Insurance Quote
Health Insurance
Cashless Health Insurance
Knowledge Centre
Blog
Infographics
Videos
Travel Guide
Visa Guide
Road Trip
Insurance Glossary
Health & Fitness Guide
Food & Cuisine Guide
RTO Guide
Driving License Guide
Car Manufacturer
Two-Wheeler Manufacturer
Travel Destination
Others
About Us
Careers
Contact Us
Cashless Garages
Cashless Hospitals
Health and Wellness
Branch Locator
Grievances
Investor Relation Information
NACH Mandate
Resources
Public Disclosure
Knowledge Centre
Download Center
Media Center
Consumer Education
Electronic Insurance Account
Update IRCTC Nominee
Unclaimed Amount
Sitemap
Notice Of General Meetings
General Meetings Transcript
Scheme of Arrangement
Suspended Agents
Whistleblower policy
Become A Partner
Archives
Service Parameters
Legal
Privacy Policy
Terms of Use
Insurance Ombudsman
How To Go For Cashless Hospitalization With Health Insurance Policy
No matter how prepared you try to become for life, there is a strong chance that you may face an unforeseen situation. However, you can always make sure to prepare for all possible scenarios. One of the most common scenarios that people encounter in life is getting a call from friends or family for cash to be given to be deposited at a hospital. Sometimes, an ATM is enough in a short pinch, but you cannot expect the money back instantly. Additionally, ATM will not dispense after a particular amount. Therefore, in such situations, it is better to select cashless hospitalization as part of your health insurance. However, there are a lot of factors that you need to be aware of before you select cashless medical insurance.
Factors to Consider for Cashless Hospitalization with Health Insurance
Types of Cashless Hospitalization
Types of cashless hospitalization includes cash planned hospitalization and emergency hospitalization. In case the hospitalization is planned, then you need to contact your health insurance provider to let them know in advance. Thus, they will sanction the required amount for the treatment.
In case of emergency treatment, you will need to show your medical insurance card at the hospital. The medical insurance card contains relevant information such as your policy number, name of your provider, and the type of medical policy.
What is covered under Cashless Hospitalization?
Before buying any policy, you should always analyze and check what is covered under the policy. The things covered under the policy differ for each policy provider. However, some of the most common things are:
- Ambulance charges
- Documentation charges
- Service charges or Tax
- Visitor Fees
- Toiletries
- Factors to consider before buying
Reasons for Rejection
It will also be prudent on your part to know the reasons why your claim could be rejected by the health insurance provider so that you can avoid such situations. The reasons are as follows:
- If you have already exhausted the allotted amount.
- If there is a pre-existing condition that is not authorized by the insurance provider.
- If the hospitalization is for a condition that is not covered under the insurance policy.
Benefits Galore with ICICI Lombard General Insurance (Bharti AXA General Insurance*)
ICICI Lombard General Insurance (Bharti AXA General Insurance*) provides options for cashless hospitalization. Additionally, you will also be able to customize your policy to ensure that you get the policy that is best suited for you. Furthermore, you will be able to enjoy the benefits of the medical insurance card that will make the process of cashless hospitalization easier.