Comprehensive cover for your car,so you can drive hassle-free.
Ride without worries,with our long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of health insurance plans.
Secure your joyous family trips with international travel insurance cover.
Comprehensive cover for your car,so you can drive yourself.
Safegaurd the healthof your loved ones with wide-ranging health insurance plans.
Secure your joyuos family trips with international travel insurance cover.
The purpose of Travel insurance is simple, to compensate you for any unexpected expenses that may occur, especially medical expenses. Mainstream insurance agencies are reluctant to cover cancer patients or anyone with a pre-existing medical condition. The reasoning behind this is because they are seen as more of risk thus likelier to make a travel insurance claim .
This situation leaves you with two options if you or your loved ones are struggling from a medical condition and still have the courage and desire to travel.
When planning a vacation, you should follow these steps:
Step 1. Discuss your plans with your doctor – it is unlikely any agency will provide you with travel insurance without a recommendation letter or certificate from your physician, clearly stating you are fit to travel
Step 2. Do some proactive scoping and make informal enquires on-the-sly from all potential companies before you make up your mind. Some insurance agencies will inquire if other insurers have refused you it may make them prejudiced against your case - and they could increase the cost of your Travel Insurance.
Step 3. Read your policy thoroughly – reading between the lines – to ensure that if there is an extra premium to be paid you do so directly to the medical screening line.
Step 4. If you require any special equipment to move about(wheelchair) or to breathe(respirator) check with your insurer that the insurance will cover any damages to it as well.
Even with the best possible Health insurance, it is better to take some extra precautions rather than go through the hassle of submitting a travel insurance claim. Here are a few risks that can help you avoid the pitfalls of fate:
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Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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