Claim Insurance For Vehicle Damage Caused By Flood
3 Oct 2017
It might come as a surprise to most of you that a Car Insurance also covers the damage that is caused to your vehicle by flood, if you have selected the right coverage plan for your insurance. However, the process of claiming the insurance can be slightly tricky. Here are some things you should keep in mind when applying for a flood damaged Car Insurance Claim.
1) Apply for the Claim Immediately
When it comes to flood damage Car Insurance Claim, time is the most important aspect. Don’t wait for things to settle. Call the insurance company right away and inform them about the damage. This will make the process of getting the claim much faster and easier.
2) Examine the Damage
It is essential that you first understand the intensity of the damage that is caused to your vehicle, which will make it easier for you to act upon it. Check if your engine has been damaged because of the floods. Also know that submersion in salt water is more damaging to your car than normal water. So, check for these little things which you might have otherwise missed. This will help the insurance company to identify the total sum that will be offered for the repair.
3).Keep the Claim Registration Safe
Once you call your insurance company and inform them about the damage, you will be given a unique Claim Registration. You must ensure that you keep that number safe. This is because the same number will be used for all the further communication with the insurance company, and that is how the insurance company will identify you.
4).Tow Your Vehicle
Once you have informed the insurance company, they will schedule a pick-up time, at which they will come and get the vehicle picked up.
5) Understand the Terms
Once the insurance company has identified the damage, they will have a word with you and let you know about the amount of money that they will reimburse and the amount that you will have to bear. This usually depends upon the type of insurance plan you have chosen.
These 5 steps will help you get the best out of your Car Insurance Policy. Go through the Car Insurance Plans from Bharti AXA and secure yourself a plan that will also cover the damage caused by flood.