Products

Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre

Blog

Infographics

Videos

Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us

Careers

Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator

Grievances

Investor Relation Information

Resources

Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount

Sitemap

Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App

Legal

Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

Explore Our Products
130+ COUNTRY WIDE PRESENCE
COVERS ALL TRAVELS RELATED DISASTERS
FLEXIBLE PLANS FOR YOUR NEEDS
24/7 ASSISTANCE WORLDWIDE

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim

BLOGS

FAQS

About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals

Careers

Contact Us

Become A Partner

Become A Partner
[object Object]
[object Object]
Travel

Travel Insurance

Health

Health Insurance

Two-wheeler

Two-wheeler Insurance

Car

Car Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
null/

Getting A Health Insurance Plan for Your Family

We have been taught right from our childhoods that health is wealth. A smart health insurance policy will help you practise this idea. Not only does an insurance plan cover serious ailments, surgeries and sudden huge expenditure, it also tends to smaller concerns like periodic health check-ups. So, if you choose your plan wisely, you are covered not only for any major eventuality but are also equipped to carry out important preventive measures.

Making this choice, however, can be an overwhelming task, due to the sheer volume of options at hand and the innumerable little things you have to keep an eye out for. So here are a few guidelines to make this crucial task a little easier for you.

Type of plan- You can choose between a Basic and Comprehensive package. The former has lower monthly rates but covers only minor injuries and illnesses. The latter will have a higher rates monthly, but will keep you covered for all major events including critical illnesses maternity and regular check-ups. In India, there are policies available separately for Individual, Family and Floater, Senior Citizen and Critical Illness. A good policy will be that which covers all of these areas with reasonable premium deductible.

Assessment of the Insurance Company- Along with a careful study of the health insurance plan, you should also look into the insurance company. Check how long they have been in business, their customer satisfaction ratings, how prompt their services are and if they render service with minimal hassle and documentation.
The most essential features you should look for- A good cover must certainly include all of the following benefits

  • Cashless treatment except in cases of voluntary discount
  • Covering pre and post hospitalization charges, ranging from 30 to 60 days depending on plan opted
  • Renewal benefits in the form of no claim bonus or discount on premium.
  • Tax rebate, according to guidelines under Section 80D of Income Tax Act
  • Critical illness cover, under certain conditions

How do you finally decide- Refer to the following check-list while finally zeroing in on your policy, after careful comparison:

  • It need not necessarily  be cheap, but should be value for money through maximum coverage
  • It should have a lifetime, or very high, renewability because many conditions appear after a certain age when you are likely to be pensioned
  • Provision for co-payment, caps and sub-limits so that you can chip in periodically and prevent a huge premium later

Keeping these few basic ideas in mind will go a long way in helping you find a health insurance policy that is value for money. It is important to remember that the cheapest option is not the best option. The corresponding benefits and covers for all members of the family should be the major factor. Stay healthy!

Please visit for more details

Insurance is the subject matter of solicitation

Most Recent Blogs
blogs/

HealthInsurance

Things that are Not Covered under Health Insurance

18th Jul,2020

blogs/

TwoWheelerInsurance

List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020

blogs/

CarInsurance

Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020

blogs/

TravelInsurance

Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020