Find Out If Your Health Insurance Policy Assists Pregnancy | Bharti AXA

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim



About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals

Health and Wellness

Health and Wellness


Contact Us

Become A Partner

Become A Partner


Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Corona Kavach Policy

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre




Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us


Contact Us

Cashless Garages

Cashless Hospitals

Health and Wellness

Branch Locator


Investor Relation Information


Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount


Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App


Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

[object Object]
[object Object]
Car Insurance

Car Insurance

Two-wheeler Insurance

Two-wheeler Insurance

Health Insurance

Health Insurance

Travel Insurance

Travel Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Explore Our Products
Most Recent Blogs


Things that are Not Covered under Health Insurance

18th Jul,2020



List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020



Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020



Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020


Find Out If Your Health Insurance Policy Assists Pregnancy


“There is no greater heaven than the heart of a loving mother, She takes care of you when you are still in her womb.” - Bangambiki Habyarimana, The Great Pearl of Wisdom

Motherhood is the most crucial and fulfilling experience of a woman’s life. Bringing a new life into the world is beautiful yet a difficult journey. It makes way for a lot more responsibilities of becoming a parent. To not steal the thunder of these precious moments by the financial burden, health insurance with maternity benefit is a must.Huge cost of medical assistance mandates the cover for any maternal complication or financial issue.

The benefits provided by maternity add ons are as follows-


Coverage Benefits

As a pregnant woman, you require extra care and attention. You have to go through many prenatal tests, medical procedures and may require hospitalization. Also, there is a significant coverage required in the event of a caesarian section for childbirth and many post-natal tests and recuperation additional benefits.


Additional Benefits

General health policy may not offer any coverage in case of any complications arising from childbirth. This is why maternity-specific insurance plans offer a solution. These days plans are available for specific maternal benefits with multiple riders which have an impact on the payable premiums. However, generally, maternity policies cover the complications in the basic plan, and as such, you are entitled to add ons without any extra costs involved.

Coverage for the New Born

Maternity insurance plans offer additional coverage for your newborn up to a certain period of time. This covers the medical expenses, any congenital conditions, diseases etc.


Transportation benefits and extra coverage options:

Generally, maternity insurance cover benefits like ambulance charges, nursing fee, etc. This means that your extra requirements are taken care of and also assure financially stress-free maternity for you.



It is imperative to understand the exclusions of the maternity coverage too. Following expenses are not covered by Maternity Health Insurance:


  • Follow-up medical tests during nine months of pregnancy
  • Medicines and vitamins for the mother or newborn (unless part of treatment)
  • The doctor’s consultation fee for a routine check-up


The primary purpose of this additional coverage is to financially support the new family, especially the mother and the baby. It covers expenses for normal and caesarian deliveries, pre and post-hospitalization expenses including (30 and 60 days respectively), surgeon’s fees, anaesthetist consultation. Everyone wants the best quality and service when it comes to choosing hospitals for delivery. That is why private hospitals are high on demand. However, the bills can dig a huge hole in your pockets. This is when maternity coverage comes to your rescue and help you get good treatment and quality care. There can be a lot of unforeseen complications that can arise during this phase. A good maternity health insurance will not let you worry about the costs and will let you focus on your health. Therefore it is suggested to start thinking about maternity add ons as well while planning a family.


Mothers Too Need the Protection They Deserve

A well-thought maternity insurance plan can help ease off the rising costs so that you can enjoy the most precious moments of your life without any stress. Motherhood strengthens women in ways no man can imagine. It gives a new perspective on the lives of the parents. Therefore, it is suggested to protect the mother as well as the newborn from any possible mishappenings.

Overall, it takes the right planning to choose comprehensive maternity health insurance and get the best medical facilities for during and after pregnancy.