Products

Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre

Blog

Infographics

Videos

Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us

Careers

Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator

Grievances

Investor Relation Information

Resources

Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount

Sitemap

Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App

Legal

Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim

BLOGS

FAQS

About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals

Careers

Contact Us

Become A Partner

Become A Partner
[object Object]
[object Object]
Travel

Travel Insurance

Health

Health Insurance

Two-wheeler

Two-wheeler Insurance

Car

Car Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Explore Our Products
130+ COUNTRY WIDE PRESENCE
COVERS ALL TRAVELS RELATED DISASTERS
FLEXIBLE PLANS FOR YOUR NEEDS
24/7 ASSISTANCE WORLDWIDE
Most Recent Blogs
blogs/

HealthInsurance

Things that are Not Covered under Health Insurance

18th Jul,2020

blogs/

TwoWheelerInsurance

List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020

blogs/

CarInsurance

Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020

blogs/

TravelInsurance

Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020

null/

Factors to Keep in Mind When Buying Health Insurance

What Are the Factors to Keep in Mind When Investing in Health Insurance

An accident on the way to work, a routine check-up that results in the diagnosis of a grave disease, an unexpected injury on a holiday - there’s no telling when trouble comes knocking on the door. While it might seem unavoidable, you can minimize the trouble by having a proper financial back-up. And the right health insurance plan offers just that. After all, why wouldn’t you invest in something that ensures quality medical treatment and a financial cover to combat the hefty bills that come along with it!

The premium depends on the plan you choose to go with. Age also plays a crucial role in determining the amount. Younger the policy holder, lesser is the premium. And the earlier in life you choose to invest in health insurance, the premium you pay will be lesser than someone who invests later. The amount of premium determines the financial cover of the health insurance policy. Higher the cover needed, higher is the premium to be paid.

But how do you decide on the level of financial cover while buying a health insurance policy?

You would want to know about the types of insurance covers offered. From a simple Mediclaim policy for hospitalization to disease-specific plans and critical illnesses, you also have health insurance plans for accidents and recovery.

Before investing in a health insurance plan, you would want to go through the family medical history. Are there particular diseases or illnesses recurring in the family? If so, it is best to go for the specific kind of health cover. These are called benefit plans, where you can claim a certain amount on the diagnosis of a disease.

The two basic kinds of plans are the individual health insurance policy and a family cover, the former costing higher than the latter per person insured. In a family health insurance plan, you are buying a blanket cover for your immediate family for an amount. If there’s a possibility of extended medical care or surgeries, you would want to look for a health insurance policy that offers a comprehensive cover for specific diseases or illness.

The company you choose also plays an important role. Insurance companies tie up with hospitals across the country for policy holders to avail the cashless health insurance option. Ideally, you would want a company that has a tie-up with hospitals in your immediate vicinity. You would also want to check for empaneled hospitals that specialize in treatments for the illness or diseases you might seek a financial cover for.

Once you have checked all the boxes, you can either choose to purchase it through an agent or a broker, or take the easy route and buy health insurance online.

What was once an option for middle-aged people is now viewed as a credible investment for a secure financial future. The right health insurance policy also ensures quality medical treatment that does not burn a hole into your savings.