Bharti AXA TWO WHEELER Insurance Explore Two-Wheeler Liability and Comprehensive Insurance 10 Oct 2017 When an individual meets with an accident, a great amount of damage is caused to the person and his/her vehicle. This makes it mandatory for you to be prepared for the worst scenario and buy an insurance that will cover the cost of all damages. However, it is also essential that a Third-Party or a Liability Only Insurance is considered, because in case of accidents, impairment is caused to the Third-Party as well. Let’s understand in detail, about Liability Only Motorcycle Insurance and Comprehensive Insurance. Liability Only Insurance Liability Only Insurance is also known as a Third-Party Insurance. As the name suggests, this is an insurance that is taken for the protection and security of the third person that is involved with the accident. Imagine a situation where you are driving a car, and meet with an accident with a Two-Wheeler. In this case, you were saved from extreme damage, but the person who got hit is badly injured. During this situation, it is unlikely that you will be ready with the amount of cash that will be required for the treatment of the person who is hit. This is when a Third-Party Insurance will be of use. As per the Indian laws, it is compulsory to accommodate this kind of insurance. This is because it is understood as our basic responsibility towards the other person. Comprehensive Insurance A Comprehensive Insurance Policy for vehicle or two-wheeler not only secures the third party, but also secures the harm caused to the rider. A Comprehensive Insurance Plan is usually the kind of plan that covers things like repair of the automobile, replacement of the automobile in case of theft or damage in an accident, damage caused from natural calamities (flood, hurricane, etc.) and other circumstances (fire, vandalism etc.). A Comprehensive Insurance also covers the rider in case of injury, mutilation, broken limbs and death caused as a result of a road accident. It is always suggested that you go for the Comprehensive Insurance Plan, since it will provide a full coverage. However, the premium and the renewal will be more expensive. To encourage more people to buy Comprehensive Insurance Plan, insurance companies always have attractive deals or discounts on the purchase of Comprehensive Plan. There are other schemes like No Claim Bonus and so on. At Bharti AXA, we guide you properly before you make your decision on the type of Two-Wheeler Insurance you wish to opt for. You can now purchase comprehensive two-wheeler insurance or any type of Bike Insurance Online with us in a few easy steps! Explore Our Products Car Two Wheeler Travel Health Critical Illness Personal Accident Bharti AXA Advantages We've raised the bar in being your Two wheeler's ideal insurance companion 4.2 MILLION POLICIES ISSUED 79 BRANCHES ACROSS INDIA 3600+ CASHLESS GARAGE 24/7 CLAIM ASISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.