Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre




Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us


Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator


Investor Relation Information


Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount


Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App


Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

Explore Our Products

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim



About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals


Contact Us

Become A Partner

Become A Partner
[object Object]
[object Object]

Travel Insurance


Health Insurance


Two-wheeler Insurance


Car Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.

Does Your Sports Car Need a Car Insurance

Does Your Sports Car Need a Comprehensive Insurance?

Owing to their vast range of high-tech features, there is no denying the fact that sports cars generally swing on the expensive front. Not only are they expensive, getting them insured can turn to be a costly affair as per the general rule as well. Each car insurance company assigns a varying meaning & value to specific components of sports cars. This results in the premium rates for the sports car insurance to be generally higher in comparison to the regular car models.

Some of the common factors that go into the calculation of the motor car insurance premium rates for the high-end sports cars include:

  • Make and model of the car
  • Size of the car’s engine
  • Number of cylinders
  • Weight of the car
  • Height of the car
  • Overall horsepower generated

Vehicles that are usually under the category of “sports cars” tend to be sleek, low-end, and come equipped with high-tech machinery and advanced control systems. These factors might also add up to the overall premium rates of the four wheeler insurance belonging to the sports car category.

Why is It Expensive to Insure a Sports Car?

While the overall process of getting an effective car insurance plan for your sports car might be similar to that of a regular car model, there could be differences in the overall premium rates. There are some basic reasons as to why sports cars usually tend to cost more on the insurance front in comparison to other cars.

Firstly, the engines of the sports cars supporting higher performance imply that the likelihood of these cars being involved in a car accident is naturally higher. Secondly, owing to their flashy and sleek looks, sports cars tend to be highly attractive to vandals and thieves around; that being said, there is an increased risk of potential criminal threat or theft of the sports car.

Finally, the sports cars are usually built with specific, hard-to-find, and expensive source parts. This tends to spike the overall rates of any potential repairs that are to be made on them.

All of these factors contribute to increasing the overall premium rates for a reliable car insurance plan for your sports car.

Sports Cars & Younger Drivers

Just like the sports cars tend to attract more premium rates for any motor car insurance plan, younger drivers are expected to pay more attention to getting their sports car insured properly than older & potentially experienced drivers. Statistically, this is because younger drivers are more prone to getting involved in a car accident than the older, experienced drivers. In addition to this, the overall severity of the car accident might also be potentially increased when it comes to the driving skills of the younger, naïve drivers.

Therefore, if you are young and an amateur sports car driver and have recently treated yourself to a sports car, it is imperative you consider getting yourself a reliable car insurance plan for your vehicle as soon as possible. In fact, due to the age-specific reason, some of the car insurers also put a specific age limit (like 25 years) on the individuals looking forward to getting a sports car insurance.

How to Buy a Cheaper Insurance Plan for Your Sports Car?

If you wish to keep the premium rates of the insurance low, then it is vital to limit your temptations of bringing about highly specialized modifications and improvements to your high-performance sports car. If you wish to ensure the best car insurance deals for yourself, do proper research and compare the car insurance online policies.

Most Recent Blogs


Things that are Not Covered under Health Insurance

18th Jul,2020



List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020



Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020



Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020