Car Insurance

ICICI Lombard General Insurance (Bharti AXA General Insurance*) provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with ICICI Lombard General Insurance (Bharti AXA General Insurance*) two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of ICICI Lombard General Insurance (Bharti AXA General Insurance*) health insurance plans.

Other Health Insurance

Safeguard the health of your loved ones with a wide range of ICICI Lombard General Insurance (Bharti AXA General Insurance*) health insurance plans

Travel Insurance

Secure your joyous family trips with ICICI Lombard General Insurance (Bharti AXA General Insurance*) international travel insurance cover.

Home Insurance

Home Insurance

SME Package Insurance

SME Package Insurance

Commercial Lines Insurance

Commercial Lines Insurance

Commercial Vehicles Insurance

Commercial Vehicles Insurance

Motor Third Party Insurance - Commercial

Motor Third Party Insurance - Commercial

Crop Insurance

Crop Insurance

Car Insurance

Renew your ICICI Lombard General Insurance (Bharti AXA General Insurance*) car insurance to enjoy your non-stop drive.

Two Wheeler Insurance

Renew your ICICI Lombard General Insurance (Bharti AXA General Insurance*) Two Wheeler Insurance to continue your worry-free rides.

Health Insurance

Renew your ICICI Lombard General Insurance (Bharti AXA General Insurance*) Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

BLOGS

About us

Branch Locator

Cashless Garages

Cashless Hospitals

Health and Wellness

Health and Wellness

Careers

Contact Us

Become A Partner

Become A Partner

Products

Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Corona Kavach Policy

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre

Blog

Infographics

Videos

Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Others

About Us

Careers

Contact Us

Cashless Garages

Cashless Hospitals

Health and Wellness

Branch Locator

Grievances

Investor Relation Information

NACH Mandate

Resources

Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount

Sitemap

Notice Of General Meetings

General Meetings Transcript

Scheme of Arrangement

Suspended Agents

Whistleblower policy

Become A Partner

Archives

Service Parameters

Legal

Privacy Policy

Terms of Use

Insurance Ombudsman

[object Object]
[object Object]
Car Insurance

Car Insurance

Two-wheeler Insurance

Two-wheeler Insurance

Health Insurance

Health Insurance

Travel Insurance

Travel Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. ICICI Lombard General Insurance (Bharti AXA General Insurance*) Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Explore Our Products
PRESENCE ACROSS MANY COUNTRIES
COVERS ALL TRAVELS RELATED DISASTERS
FLEXIBLE PLANS FOR YOUR NEEDS
24/7 ASSISTANCE WORLDWIDE
Most Recent Blogs
blogs

HealthInsurance

Things that are Not Covered under Health Insurance

18th Jul,2020

blogs

TwoWheelerInsurance

List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020

blogs

CarInsurance

Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020

blogs

TravelInsurance

Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020

Do You Need a Health Insurance?

Do You Need a Health Insurance?

In a country like India where most of the people are fighting to meet their basic daily needs such as food and shelter, health insurance sure looks like a very small problem. Ever since childhood, our parents teach us to save for emergencies but buying a health insurance plan is never made a priority. Many people are in dark about health insurance policy and do not understand the importance of having an individual or family health insurance plan for them.

Many young people wonder if they need health insurance at all.  the logical sounding argument is that when a person is healthy and fit will not need to be hospitalized any time soon, and therefore does not need health insurance. Whenever a person comes to us wondering about the need for the health insurance, we ask them to answer just two questions truthfully. These questions are:

Do You Think That You Will Never Suffer from a Medical Emergency?

For one, no one can guarantee that they will not contract a disease - communicable or otherwise - even when they are fully fit at the moment. But more importantly, medical emergency is not just when a disease strikes but also when one is in an accident.  

If you think lifestyle is the only determine factor, think again. What if you are traveling back home from work and you get into a major accident, you might require medical aid then. We all know that numerous new diseases are being discovered every day. How can you say for sure that you will not suffer from any big disease shortly? Give this a thought, and you might want to buy health insurance as soon as possible.

Do You Believe That You Have Enough Money for A Medical Emergency?

The next question is related to the first one. Say if you do have a medical emergency and you have to be hospitalized. Considering the increasing cost of the hospital bills, do you think that you have enough money saved to pay for your treatment? If yes, then we do not think that you need the health insurance plans. However, if you think it is not possible for you to pay a few lakh rupees at a go without dipping into your savings, you should consider investing in a health insurance plan.

Health Insurance Is A Necessity

When one answers both of the above questions, it will be pretty evident how important investing in a health insurance is. It is not just health insurance but a way to secure one’s life savings. Emergencies can strike anyone and at any time. So, if you buy health insurance on time, you might have to suffer a little lesser, and you can be assured that at least some or all of the spending on the medical bills will be taken care off.

To answer whether it is important to buy health insurance? We would say it is! Health insurances are available for people of all age groups. Even for the elderly, there is health insurance for senior citizens. You can even renew health insurance online from the comfort of your homes. For a small amount you spend on health insurance, you can reap huge benefits at the time of emergency.