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Basic Differences Between Student Travel Insurance And Travel Insurance


Travel insurance is coverage of all expenses incurred during your travel due to some unexpected or emergency like an personal accident, flight delays, total loss of checked-in baggage, loss of passport and documents . It covers all your expenses during travel period falling under the policy period. Here are many types of travel insurance like Travel accident insurance, Speciality travel insurance, Single trip applicable up to 365 days , Travel medical insurance, etc.

What is student travel insurance?

Student insurance travel is a scheme where all expenses relating to students abroad stay while pursuing any course in the name of higher education is covered. Right from the boarding to arrival back to one’s country, all expenses and losses are covered under this policy. The policy can be taken for a maximum period of 7 years. One can take up the policy for an entire year in the first place and then it can be renewed again for 6 years.

Benefits And Coverage Of Student Travel Insurance

Abroad study is not easy; it is costly not only in terms of education but also daily local chores are expensive, and the worst part is medical treatment. Unlike India, medical costs are too high abroad, and one single treatment would also cost you a fortune. It is advisable to first opt for student travel insurance before opting for any other insurances. It would save you from a lot of pocket shrinking expenses. Following are some of the benefits that are covered under student travel plans.

  • Personal accident
  • Death coverage
  • Loss of Passport
  • Personal Liability
  • Credit/Debit Card Theft
  • Medical Expenses
  • Post-hospitalization
  • Dental Treatment cost
  • Checked-in-luggage loss
  • Bailor law case
  • Flight cost

How is student travel insurance different from travel insurance?

A student travel plan is different from general travel insurance as it covers losses incurred during day to day life of a student while studying abroad as well as covers expenses such as law cases or third-party cases, etc. whereas in travel insurance just expenses and losses occurred during your travel is covered.

How can Bharti AXA help you out?

Bharti AXA can help you come out of an emergency situation which comes your way while studying abroad. It covers your international travel insurance for 7 long years with reasonable premium rates.

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Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.

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