Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
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A Bumper to Bumper policy, also known as zero-depreciation or nil depreciation cover, is an add on cover that ignores the depreciation of your car’s value when calculating the coverage. Depreciation is the loss in your car’s and car accessories’ value over time. The rate of depreciation for car parts and accessories has been set forth by the government of India as:
The depreciation rates for other car parts are as below:
Your car’s Insured Declared Value is determined after reducing the depreciation from its original value. This means, if you suffer a loss event – you will have to bear the depreciation cost.
With a Bumper-to-Bumper policy in your Car Insurance plan, the insurer ignores the concept of depreciation and pays for the replacement/ repair of depreciated car parts as well. This a great deal for new car owners. It also saves considerable costs for owners of expensive cars. Car owners who drive in areas that are prone to accidents can also choose to have this add-on cover to increase the safety net.
The following scenarios are not covered by a Bumper to Bumper policy. This is done to keep the premium reasonable for most owner-drivers.
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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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