Cash for Cover on Travel Insurance – Bharti AXA GI&&Travel insurance is a great way to cover for you before setting out to explore. Here are a few important Thing to keep in mind before you file for cash cover against a travel insurance policy.&&travel insurance, overseas travel insurance, international travel insurance, online travel insurance, travel insurance online

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Cash for Cover on Travel Insurance

Cash for cover on travel insurance

Travelling is therapy for some, business for some and a much-needed break   from their hectic lifestyle for some. It is a fun and enjoyable activity as long as you are safe and have enough backup to cover for anything that may go wrong during your travel, be it theft or loss of your belongings, flights, or medical emergencies etc.

Travel insurance is a great way to cover for you before setting out to explore a new place as it will ensure damage recovery and expenses when you travel in the countries or cities covered by the insurance. Also, you save a lot of money and get best deals on tickets and hotel stays.

The important thing to check in any travel insurance that you buy is the cash cover for that particular insurance:

What is cash cover for travel insurance?

Cash cover on your insurance is an amount that will cover your costs, including your stay and expenses, if there is an emergency or your belongings get misplaced or stolen.

  • Key points to keep in mind:
  1. It would be advisable to give an estimate beforehand about how much cash you may need in case of an emergency as the amount of cover for cash may be limited.
  2. Payout limits are generally per person, with lower limits for kids.
  3. It is important to report the incident properly as an exclusion to claim your cash cover may apply in case of theft or misplacing.
  4. Always carry hard cash with you, in case of an emergency.
  5. Most travel insurance policies provide cover for the accidental loss of property or theft.
  • Important pointers to keep in mind before you file for cash cover:
  1. Insurers will typically apply special conditions if there has been a loss of personal property or theft of money, so it is better than It is advisable that you think about packing your documents safely in a separate (preferably waterproof) bag as  insurers will typically apply special conditions if there has been a loss of personal property or theft of money.
  2. If you are unsure of keeping your money with you, keep some amount in a safety locker in the particular city.
  3. It is unlikely that you would be covered for cash which is stolen from an unattended bag or case which includes the hold of a plane, the trunk of a coach, bus or car and even the wardrobe of a locked hotel room!

How to report losses and claim cash cover?

  1. Report the loss/theft to the local police in the country where the incident occurred, within 24 hours of the item being stolen.
  2. Obtain a written report and a crime reference number from the police.
  3. If your money was stolen from the hotel, you can ask for a letter of confirmation from the hotel too.
  4. If it is an object that is lost, stolen or damaged, you’ll be asked to provide an original receipt.
  5. If you want to claim for lost or stolen foreign money, you'll need to provide a foreign currency receipt showing the amount of money you exchanged.

Cash cover on insurance is extremely important since it can get you out of a pickle more than often and, also, its recommended that you buy travel insurance from a good company that you trust. Do compare the insurance prices and preferably buy online travel insurance.

This will help you prevent losses that could have been easily avoided if you had bought good travel insurance first, also please  make sure that you check the process for obtaining your cash cover and the clauses below it.

Its important to note that, many times, insurance companies need solid proof that your item was damaged or misplaced in keeping with the compartments of the policy so that you get the maximum benefits.