Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim



About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals


Contact Us

Become A Partner

Become A Partner


Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre




Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us


Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator


Investor Relation Information


Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount


Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App


Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

Explore Our Products
[object Object]
[object Object]

Car Insurance


Two-wheeler Insurance


Health Insurance


Travel Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Most Recent Blogs


Things that are Not Covered under Health Insurance

18th Jul,2020



List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020



Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020



Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020


Car Insurance Claims: Do’s and Don’ts

Car Insurance Claims: Do’s and Don’ts

If you have recently bought your dream car you ought to know the importance of buying a proper car insurance plan online for your vehicle. Road accidents might cause you a major financial and emotional burden; here’s where a reliable car insurance policy

will help you. People are often afraid of the odds that their motor car insurance claim may be rejected. In order to avoid such situations, it is imperative you are aware of the right steps that need to be taken after the car accident or mishap to claim your car insurance.

In this article, we will enlighten you with all the basic do’s and don’ts that you must know when you are filing the car insurance claim for your vehicle.

Important Do’s

A claim is taken when an insurer meets with an accident. The process of filing the car insurance claim starts at the accident spot itself. When you are making a four-wheeler insurance claim

, here are a few points to consider:

  • Do Inform the Police: Whenever you have been involved in a car accident or road mishap, it is your duty to inform the police immediately. Once the police arrive, the police will file the FIR and other important procedures. It is vital to note that you will not be able to file any insurance claim unless you receive the proper FIR copy from the police.
  • Do Inform the Insurer: Without any delay, you must inform the particular insurer or the car insurance company about the accident or mishap. It is important to note that If there occurs a significant gap –like 3 days or more after the accident, there are chances of your insurance claim being rejected right away.
  • Do Click Pictures: Most of the car insurance companies might ask for proper proof of the car accident. If it is possible, you can go forward with clicking pictures of the accident spot to help you with the claim-filing process and further legal proceedings.
  • Do Practice Honesty: When you are filing the motor car insurance claim, it is important to be as honest as possible. You must give the accurate details of the accident both to the police and to the insurer. Any incorrect information might lead to major complications later on.
  • Do Confirm Your Car Insurance Coverage Policy: Once you have informed the insurer, you can re-read the car insurance coverage policy & the related documents to fully understand the claiming process. You must also analyze everything that is covered under the given insurance policy as purchased by you.
Important Don’ts

As important as the do’s, there are some things you should refrain from in order to aim for a successful claiming process. Here are some:

  • Don’t Run Away from the Spot: This could be your biggest mistake towards getting your car insurance claim approved. It is vital for you to make a point to never run away from the spot of the car accident or mishap, even when it is your fault. It is not only illegal to do so, there are higher chances of your claim getting rejected as well.
  • Don’t Become Aggressive: In case of a car accident, it is important you maintain your calm and be patient instead of lashing out at others. Should you be involved in any sort of physical assault to the third-party, it could land you in serious trouble. Moreover, it will also make the claim process difficult for you.

Make sure that you follow the important do’s and don’ts while filing the car insurance claim during a car accident or road mishap!