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Today, digitalization is at its peak. People are getting more and more drawn away from traditional cash-based transactions and into easier, cashless modes of payments. As a result, new technologies such as mobile wallets, UPI’s and wireless tap-on credit and debit cards are continually getting added to our lifestyle.
The foremost benefit of these cashless payment facilities is that you don’t need to carry cash on you. Instead, you can transfer money from your bank account to these wallets using your smartphones.
So, when it comes to Mediclaim insurance, why settle for the age-old cash reimbursements? Nowadays, Mediclaim policies have received an uplift of sorts to deliver cashless claim benefits. You can buy your Mediclaim insurance policy and opt for the cashless claim pay-outs, where networks hospitals of the respective insurance company directly settle bills with your insurer.
You can also choose for a reimbursement claim, where you may pay hospital bills yourself and later claim for the hospital charges. This approach; however, takes a tediously long duration of around 30-60 days.
On the other hand, cashless claim benefits are quick, allowing you to focus only on your health, instead of your financial status or bill payment history. Here are some of the other notable benefits of the cashless hospitalisation-
Cashless health insurance is useful in case of emergencies as in if the ailing patient doesn’t have enough funds at the time of admitting.
Hence, in cashless hospitalisation, your bills get directly settled with the network hospitals, and you will get the best medical treatment without spending a single penny from your pocket.
A major benefit of cashless hospitalisation is that it provides peace of mind, which is very necessary for your speedy recovery.
Cashless hospitalisation provides coverage for-
However, the coverage range is different for different health insurance company. Therefore, compare plans and select one that suits you the most.
At Bharti AXA, our medical insurance plans provide several hassle-free claim settlement facilities and benefits that make your life easy. Get your cashless Mediclaim policy today and enjoy the perks that come with it.
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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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