Comprehensive cover for your car,so you can drive hassle-free.
Ride without worries,with our long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of health insurance plans.
Secure your joyous family trips with international travel insurance cover.
Comprehensive cover for your car,so you can drive yourself.
Safegaurd the healthof your loved ones with wide-ranging health insurance plans.
Secure your joyuos family trips with international travel insurance cover.
Increasing medical costs coupled with our sedentary lifestyle and risk of falling sick, it is safe to say that having a health insurance cover in today’s time is beyond mandatory. If you are looking to buy health insurance for yourself or someone who has a pre-existing disease, then you must be extra careful while picking your health insurance policy. There are specific terms and conditions for pre-existing diseases which, if not read and understood correctly, could leave you disappointed.
Any medical condition that the insurer has before and at the time of purchasing health insurance is considered as a pre-existing disease. Moreover, past surgeries or hospitalization, symptoms such as hypertension, obesity, etc. are also counted under pre-existing illness.
Yes, pre-existing illnesses are covered under most of the standard health insurance policies. However, it depends upon the clauses of every health insurance policy.
Most of the policies have a waiting period that ranges between 2 to 4 years. This translates to if you have a pre-existing disease, your policy will include it only after the stipulated waiting period.
The list varies from insurer to insurer. However, some of the typical illnesses that are included in this list are an eye problem, skin disorders, diabetics, heart disease, hypertension, etc. What’s important is that any medical condition that arises out of pre-existing illnesses will also be covered after the waiting period.
Yes, health insurance policies protect you and your loved ones from fatal diseases, while ensuring your financial roots remain strong and unshaken.
Select your ideal health insurance plan online at Bharti AXA GI . Visit our website, follow five simple steps and have your health insurance policy delivered in your mailbox.
If you have questions regarding health insurance or pre-existing medical illnesses’ terms and conditions, feel free to speak to our experts now.
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Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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