Bharti AXA HEALTH Insurance 7 Types of Health Insurance Plans 18 Sep 2017 Medical care is one expense that burns a hole in your pocket if you aren’t insured. Most insurance companies now offer a variety of health insurance covers that consider several factors. Some of these plans are based on type of illness or number of people being insured, as discussed below: Hospitalization Plan As the name suggests, under this plan, the costs of hospital admission and other associated medical expenses are covered. Most plans also cover the surgical expenses during hospitalization. However, the terms vary based on the insurer policies. Family Floater Plan A family floater plan is beneficial when you are looking at purchasing a cover for the entire family. You don’t need to maintain a track of individual insurance policies and can also claim an insurance for two people simultaneously, when required. Maternity Plan The plan is specific just to pregnancy. It includes both pre-natal as well as post-natal care and all the medical costs that are incurred during pregnancy duration. Critical Illness Plans Critical illnesses bring a lot of financial burden along with the mental exhaustion. However, a critical illness health insurance plan, you are covered for such circumstances. When the disease is diagnosed, you are provided with lump sum amount from the insurance coverage which also covers the medical procedures or surgeries that are a part of the treatment. Take a look at the Bharti AXA critical illness plan which covers multiple critical illnesses. Hospital Daily Cash Benefit Plans When an individual is hospitalized and they are insured under this plan, a lump sum daily fixed amount defined in the policy is provided to you. The amount is given only for the days that you are hospitalized. The amount paid here, does not depend on the actual expenses incurred during hospitalization. Pre-existing Disease Cover Plans While most insurance plans have an exclusion list which doesn’t cover pre-existing diseases, the purpose of this plan is the exact opposite. If a person has had a history of a specific illness before applying for the policy, under this plan, coverage for the specific disease is included. However, the coverage is provided after a waiting period as decided in the policy terms. Unit Linked Insurance Plans (ULIP) ULIP is insurance as well as investment. Out of every premium you pay, some amount is paid for the insurance and the rest is invested in assets. The returns from this invested amount is solely dependent on the market performance. The returns are transferred once your policy ends or if you forfeit it. Now that you are aware of all the different insurance policies, choose the one that accommodates your medical needs the best. Why choose Bharati AXA Health Insurance With health insurance plane, financially secure yourself and your family at affordable premiums FLEXIBLE PLANESComprehensive Range of medical cover up to Rs 1 Cr TAX SAVINGSUp to Rs 55,000 Tax-saving under 80D CASHLESS CLAIMSClashless Hospitalization Across 4500+networks hospitals DEDICATED CLAIMS HANDLER Explore Our Products Car Two Wheeler Travel Health Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.