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What Aspects you Should Consider Before Buying Car Insurance

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Your car would surely be a prized possession of yours. And such a valuable investment surely needs to be covered by a good car insurance. You will surely be at a great advantage if the car gets damaged or you meet with an accident. However, before purchasing the most suitable car insurance, you need to take care of a few aspects.

Tips to Consider Before Buying Car Insurance in India
1.Know the Types of Car Insurance:

There are generally two types of car insurance policies, viz. comprehensive car insurance and third-party car insurance. While comprehensive policy covers almost everything related to the car damage or theft, a third-party policy covers the damage occurred to the other person or vehicle involved in the accident.

2.Claim Settlement Ratio:

Inquire about the claim settlement ratio of the car insurance company. You do not want to be paying premiums just to get rejected when the need for claim arises.

3.Customer Service & Claim Support:

Understand the service provided by your insurer in case you need to apply for a claim. Look out for companies with 24*7 support, that would ensure you are covered even in the most emergency situations.

4.Cashless Option:

Check if your insurance comes with a cashless claim option or not and understand the process of cashless claim settlement. The best car insurance companies in India would surely have cashless as well as reimbursement-based claim settlement process.

5.Network of Garages:

Check out the network garages of your insurance provider and whether they are available in your regions or not.

6.Premium, Deductibles, and Claim Limit:

You must also check the monthly premium, the deductibles in the policy as well as the claim limit for your cover. If all of this match your financial planning, go for it.

One Stop Shop for all your Car Insurance Needs

Bharti AXA, with a cashless network of more than 3600 garages all across India, covers you fully with 24*7 claim settlement support. You can register your claim in three simple steps and be assured of availing the right help at the right time.

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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.

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