Bharti AXA CAR Insurance 5 Basic Mistakes in car Insurance Policy 2 May 2018 5 Basic Mistakes in Choosing Car Insurance There is no denying the fact that buying a new car comes along with a lot of added excitement. Once you have bought your dream car, it is your duty to opt for a reliable car insurance policy as well. For some individuals, coming up with the best motor car insurance policy can be a highly daunting task. As such, they might end up making some mistakes while choosing a reliable car insurance policy for themselves. Rushing into policies will only make you choose the wrong ones. Therefore, it is recommended to think wisely and then going ahead with buying the most relevant and effective car insurance policy for yourself. Here are some common insurance-buying mistakes that you must avoid: Not Doing Proper Research: While choosing the best motor car insurance policy, it is imperative for you to conduct proper research in advance. Each car insurance company may offer different coverage plans and benefits upon buying the particular insurance plan. As such, you must be aware of all the basic offerings that you will receive with the given four-wheeler insurance. Here are some pointers to consider: Budget: Depending on your personal budget, you must go forward with sorting and selecting the different four-wheeler insurance plans. Decide in advance on how much you wish to pay for the premiums and then select the best plan for you. Minimum Coverage Offered: Different insurers might offer varying levels of insurance coverage to you. Analyze the best-suited coverage combination for you and then opt for buy the car insurance online plan. Search Online: While searching for the best car insurance plans, look out for the different companies offering car insurance online. Here, you can compare the plans offered and then make the wisest choice. Not Understanding Your Specific Needs: When it comes to buying the car insurance policy, every individual might have unique needs & preferences. Therefore, it is important to analyze one’s specific needs out of the given insurance plan in advance. You can consider buying some extra add-on covers for yourself in addition to the basic insurance plan. Here are some important ones to consider: Emergency Roadside Assistance: You may need this add-on cover in case you are stuck in some emergency condition on a distant road or highway. Personal Accident Cover: This is, by far, one of the most important add-on covers that you can consider buying for ensuring the safety of your life. During a car accident, if you are injured significantly, then this add-on cover will offer protection by compensating for your financial burden. Choosing the Wrong Deductibles: Deductibles chosen by you play an important role in determining the overall premiums. Therefore, it is generally advised to go for choosing the highest possible deductible that you can afford such that you are able to lower the premium rates. However, it is also vital to note that you should not go overboard while choosing the particular deductible. Not Buying Enough Coverage: It is mandatory for you to buy the third-party liability cover if you own a car in India. Additionally, you must also consider buying enough coverage including comprehensive car insurance coverage along with others to ensure the full-range compensation for yourself during a car accident or mishap. Not Considering Other Options: When choosing the best four-wheeler insurance plan for yourself, it is crucial to look out for as many options as possible. As such, you are able to come up with the best and the most reliable solution out there. Make sure that you go for buying the best car insurance plan as per your needs! Explore Our Products Car Two Wheeler Travel Health Critical Illness Personal Accident Bharti AXA Advantages We've raised the bar in being your Car's ideal insurance companion 3.5 MILLION ISSUES CLEARED 3600+ CASHLESS GARAGES IN INDIA 79 BRANCHES ACROSS INDIA 24/7 CLAIM ASSISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.