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3 Types of Bike Insurance Plans You Should Know

3 Types of Bike Insurance Plans You Should Know

When you purchase a bike, it is mandatory by the law to buy an insurance plan with the same. A bike insurance would protect and economically safeguard the rider, the bike, the pillion as well as the third party involved in case of a road accident.

However, selecting a bike insurance could be tricky at times given that there are different types of plans and add-ons that you can opt for. Following are 3 kinds of insurance plans that you should know of, before you make a selection of the insurance plan:

1.Third-Party Liability Insurance

A third-party liability insurance is bought as a basic responsibility of the citizens towards other people. This kind of insurance, basically safeguards the third person that is involved in the accident. It generally covers the cost of damage caused to the vehicle as well as the person. The amount of money approved for the claim is dependent on the policy that you choose.

2.Direct Compensation-Property Damage (DCPD)

A DCPD plan is solely for the safety and protection of the vehicle. The health or condition of the driver is not covered under this plan. Your compensation will be directly relative to the damage caused to the bike. Such a plan would cover instances and incidents of road accidents, theft as well as natural disasters.

Comprehensive Plan

This is one of the best plans that one can go for because it covers the rider, the vehicle as well the third party. This is a total coverage plan for motorcycle riders. However, it should also be noted that these plans usually have a higher premium. This is also a kind of long-term insurance that will cover all the expenses for a longer time, and also provide attractive no-claim bonus.

We at ICICI Lombard General Insurance (Bharti AXA General Insurance*) provide you with the maximum benefits on any insurance plan that you may select. We help you understand different types of Bike Insurance Online and choose the one that fits your requirements the best. In a few easy steps, you can now customize and purchase insurance online. With various other facilities and support including 24*7 claim assistance, cashless garages and guidance for saving on the premium amount, we have you fully covered.

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