Bharti AXA CAR Insurance 10 Tips for First Time Four Wheeler Insurance Buyers 2 May 2018 10 Tips for First Time Four Wheeler Insurance Buyers Are you going to buy a new car? Congratulations! As you go forward with the decision of buying a new four-wheeler, there are various factors that you need to consider in advance. Right from buying the perfect car model to buying it at the right price, the right choice of color, better mileage, higher performance and much more. Out of all the concerns, getting the right car insurance online should be your topmost priority. Buying the proper car insurance for your vehicle should be equally important as buying the best range of car for yourself. As such, you need to take care of a few important pointers while deciding upon the particular motor car insurance policy. Here are some top tips to help you with buying the best car insurance online when you are buying it for the first time: Third-Party Car Insurance is Mandatory: Under the Motor Vehicles Act, 1988 by the Indian Government, it has been made mandatory to buy the third-party insurance policy before driving your car on the roads. Seek Comprehensive Cover for Better Protection: In addition to the third-party insurance, you can also consider buying the comprehensive four-wheeler insurance plan. This will protect your car against loss or damage including thefts, riots, mishaps, accidents, and other damages as per the insurance plan that you have selected. Seek Additional Covers: There are several insurance providers providing extra add-on covers to enhance your overall profile. These add-on covers may include covers like personal accident cover, roadside assistance, hospital charges, and various others. These add-on covers will help you in enhancing the overall profile of your motor car insurance. Do Not Ignore the Personal Accident Cover: When you opt for a personal accident cover, you are assured additional protection against any kind of physical loss or injury during the car accident or road mishap. There are several car insurance providers that offer personal accident cover for the overall safety of your life and finances. Go for Selecting Additional Deductibles: Selecting some sort of additional deductibles can help in lowering the car insurance premium on an overall basis. By opting for this format, you are able to share the cost of repairs & replacements while doing any claim. This results in the lower premiums for your given insurance plan. Bundle Up Your Car Insurance: If you are thinking of spending too much on your four-wheeler insurance, it is considered a good option to bundle up all of your car insurance plans present in your household. Seeking a bundled car insurance plan with the same insurance provider may result in attractive discounts on the premiums for your vehicle. Rethink About Dealer Car Insurance: There are chances of your car dealer offering you an insurance while you are buying the car. However, this may not be the best option out there or necessarily the cheapest option out there. It is advisable to compare the different insurance quotes available online. Analyze the Insured Declared Car’s Value: The premium of your car insurance has been linked to the IDV (Insured Declared Value) of your vehicle. IDV is referred to as the amount that you will be able to claim under the given motor car insurance policy. Do Proper Research: Before going for buying the best car insurance policy for yourself, it is important to perform an in-depth research towards securing your car’s future. Improve the Credit Score: Most of the insurers aim at offering the lowest premium rates to those with a better credit score. Make sure you get the best car insurance! Explore Our Products Car Two Wheeler Travel Health Bharti AXA Advantages We've raised the bar in being your Car's ideal insurance companion 3.5 MILLION ISSUES CLEARED 4500+ CASHLESS GARAGES IN INDIA 79 BRANCHES ACROSS INDIA 24/7 CLAIM ASSISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.