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Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

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About Bharti AXA

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Trade Logos displayed in the document belongs to Bharti Enterprises (Holding) Private Ltd and AXA SA respectively and used by Bharti AXA General Insurance Company under license. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Bharti AXA General Insurance Company Limited. First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore-560052 | Email : customer.service@bhartiaxa.com Toll Free Number: 1800-103-2292


Car Insurance

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Pradhan Mantri Fasal Bima Yojana(PMFBY)

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Who We Are

Bharti Enterprises is one of India's leading business groups with interests in telecom, agri-business, financial services, retail and manufacturing, with many firsts and innovations to its credit. The AXA Group is a worldwide leader in insurance and asset management serving 105 million clients, individuals and business, in 61 countries and offers insurance, savings and investment products and services.

Bharti AXA General Insurance Company Limited is a joint venture between Bharti Enterprises and AXA. The joint venture company has a 51% stake from Bharti Enterprises and 49% stake of the AXA Group. We have PAN India presence through 135 branches and offer insurance solutions for motor and two-wheeler, health and critical illness, property and student, individual and family travel and crop insurance.

19 Lacs+

Claims settled

2 Cr+

Policies Issued

135 Branches

Across India


Assistance worldwide

What Do We Believe In

We seek to redefine industry standards by offering unparalleled services.

Our Vision

To be the Preferred General Insurance Company for our Customers, Employees, Shareholders, Business Partners & Society

Our Purpose

Bharti AXA General Insurance believes that insurance plays an important role in protecting organisations and individual aspirations. Through our comprehensive and innovative insurance solutions, we seek to redefine industry standards by offering unparalleled and empathetic service to every Indian

How Has Our Journey Been

Our transformation over the years.

We opened our first branch{
Bharti AXA General Insurance commenced national operations {
We issued our first policy{
We launched our health insurance{
We issued our millionth policy{
We issued our first online policy{
We became an INR 1,000 Crore company{
We launched our travel insurance{
We settled our millionth claim{
AXA increased stake in our company from 26% to 49%{
We settled the largest claim ever in our company, of INR 347 crore, during Chennai floods{
We launched crop insurance under Pradhan Mantri Fasal Bima Yojana (PMFBY){
We sold 10 million policies until this day{
We opened our hundredth branch{
Mr. Mr. Sanjeev Srinivasan

Chief Executive Officer & Managing Director

Sanjeev Srinivasan is the Chief Executive Officer and Managing Director at Bharti AXA General
Insurance, since December 21, 2016. Sanjeev had joined Bharti AXA General Insurance on
August 09, 2016 as the Chief Commercial and Principal Officer. He is a seasoned insurance industry professional with a stellar track record of over 20 years of experience, spanning both Life and General Insurance, manufacturing and logistics. He previously worked with ICICI Lombard, where he was heading Marketing, Banc assurance and E-business in his last assignment. Sanjeev played a key role in developing the direct sales, agency sales, banc assurance and digital channels of ICICI Lombard. He was also responsible for the brand, marketing corporate communication and PR function. He has earlier worked with leading companies including Fullerton India Credit Limited, ING Life Insurance, Mahindra & Mahindra Ltd, Xerox India Limited and DHL Worldwide. Sanjeev is a post graduate in management, and graduate in science with statistics as a specialization.

Mr. Mr. Saurav Jaiswal

Chief Distribution Officer - Retail

Saurav Jaiswal is the Chief Distribution Officer – Retail with Bharti AXA General Insurance. With over 17 years of experience in sales and strategy, Saurav has expertise in product development, budgeting, distribution and portfolio management. Prior to joining Bharti AXA General Insurance, he worked for 13 years with ICICI Lombard, where he headed various businesses, including bancassurance, agency, motor dealers, e-channel, tele-sales and international business. He has completed his management program from Symbiosis, Pune and is a fellow from the Insurance Institute of India. An avid runner by passion, Saurav has participated in various marathons.

Mr. Mr. Milind Kolhe

Chief Underwriting Officer

Experienced General Insurance professional with engineering background spanning 28+ years of experience in underwriting of all commercial lines products, group health, reinsurance, product development, profit centre & portfolio management, risk engineering and claims management in “startup” as well as “established” general insurance companies. Additionally, he has an operating experience in reinsurance for East Asian markets

Mr. Mr. Arif Syed

Head, Information Technology

Arif brings rich experience in managing Information Technology functions including business Applications, enterprise architecture, application security and infrastructure.  With over 22 years of experience, Arif is adept at formulating IT strategies and operational plans to align with business requirements and help business achieve competitive advantage by leveraging on IT capabilities. In the past, he has worked with companies such as Fairfax Asia Ltd., ICICI Lombard, TCS, Emirates Airlines Tata Share registry and more.

Mr. Mr. Rohit Kohli

Head, Customer Services & Operations

With a solid knowledge of operations and IT systems, Rohit brings over 24 years of experience in ensuring superior customer experiences across touch-points. He has been instrumental in managing the operations function, involving business process re-engineering and formulating scalable and cost effective customer delivery models. In the past, he has worked with Max Bupa Health Insurance, Metlife Insurance, ING Vysa Life Insurance, Max New York Life Insurance, Stock Holding Corporation of India Limited.

Ms. Ms. Banashree Satpathy

Appointed Actuary

Banashree has over 10 years of working experience in both life and non-life insurance industry. She has worked in different areas including reserving, pricing, experience monitoring and capital modelling across India, UK and African markets. Prior to joining Bharti AXA General Insurance, she has worked with companies such as PwC, Royal Sundaram General Insurance, WNS and ICICI Prudential Life Insurance. She is a General Insurance and Health Insurance Actuary from Institute of Actuaries of India and Institute and Faculty of Actuaries, UK.  She also holds a Masters degree in Finance and Control.

Mr. Mr. Jignesh Sangoi

Chief Risk Officer

Jignesh has over 16 years of rich experience in diverse areas including Risk and Control, Enterprise Risk Management, Internal Audit, SOX, Business Process Reviews and Process Re-engineering. He has reviewed multiple functions involving underwriting, reinsurance, claims, product development, risk, compliance and operations and is adept at cultivating a culture of proactive risk management throughout the organization. Formerly, Jignesh was associated with EY as Director - Risk Advisory, where he was engaged in providing risk advisory services to several international and Indian insurance companies. Prior to this, he has worked with leading companies such as ICICI Lombard and Tata Communications.
Jignesh is a Chartered Accountant by qualification and also holds a Post Graduate Certification in Business Management from XLRI, Jamshedpur. In his leisure time, he enjoys watching movies, playing cricket and immerses himself in music and travelling.

Mr. Mr. Rahul Ahuja

Chief Financial Officer

Rahul Ahuja is the Chief Financial Officer with Bharti AXA General Insurance. With over 24 years of rich experience spread across corporate banking, and CFO roles, Rahul has worked with leading organizations such as Scotiabank, Standard Chartered Bank, GE Capital, Max India, etc.  Prior to joining Bharti AXA General Insurance, he was the CFO at Max Bupa Health Insurance. He is adept at diverse areas including credit analysis, originating business, managing regional P&L, launching new segments, global integration of acquired entities, spearheading synergy initiatives across the group, business structuring, managing investments, turning around operations, developing and implementing growth strategy, risk management, engaging with the regulator, capital management, etc. Additionally, Rahul has extensive experience in shareholder and board management and has been on the board of a few companies within the Max Group. Rahul is a graduate from Shriram College of Commerce, Delhi University and a Chartered Accountant by qualification. He is an avid golfer and is passionate about sports, travel, cooking and reading.  


Mr. Mr. Paramjit Singh Nayyar

Chief Human Resources Officer


Paramjit Singh Nayyar is the Chief Human Resources Officer with Bharti AXA General Insurance. Apart from leading HR, he also spearheads the organization’s CSR initiatives. With over two decades of comprehensive multi-geographic experience in leading People and Culture function across Telecom, Healthcare and BFSI, Paramjit has worked with leading organizations such as Apollo Munich (Now HDFC Ergo Health), Bharti Airtel, Grasim Industries, Aditya Birla Group and VLCC Health Care. Prior to joining Bharti AXA General Insurance, he was the CHRO at Apollo Munich (Now HDFC Ergo Health). He is adept at diverse areas including HR, Sales Training, CSR, Internal Communications, Employer Branding. Paramjit is an MBA HRM and a Certified HayGroup Assessor. He has participated in the 'Advanced Strategic HRM Program' by Ross School of Management, University of Michigan and Advanced Leadership Programs at CCL, Singapore. Paramjit likes wheels, loves to travel and enjoys watching Discovery channel during his leisure time.

View Our Board of Directors
List Of Key Management Persons

Awards & Recognitions

Since our launch in 2008, our efforts have been recognized and awarded in the industry. We accredit our achievements to our employees and partners for their constant support and our valuable customers for their belief in us.

Technology Initiative of the Year
Bharti AXA General Insurance was presented 'Technology Initiative of the Year' at India Insurance Summit and Awards, 2020. This award is in recognition of the company's WhatsApp chat-bot, which is an additional service initiative aimed at simplifying customer journey by real-time turnaround of various service requests on the chat-bot.
Best Use of Technology
Bharti AXA General Insurance was presented 'Best Use of Technology' by ASSOCHAM, 2020. This award is in recognition of our WhatsApp chat-bot, which is aimed at enhancing customer experience with various real-time services through the chat-bot, round-the-clock.
Claims Service of the Year
Bharti AXA General Insurance was presented 'Claims Service of the Year - Large (Private Sector)' at ET NOW World BFSI Congress and Awards, 2020. This award is in recognition of our claims initiative 'Smart Claims'. It has led to a superior customer experience with claims and resulted in high levels of customer satisfaction.
View all our awards and recognitions

Life At Bharti AXA General Insurance


Exciting opportunities, vibrant culture and fantastic people- this is what makes Bharti AXA General Insurance a highly sought-after place to work at! We are a young and restless bunch of professionals working together to redefine general insurance. Our team is our biggest strength and we nurture future leaders in an open environment where every voice is heard. We have cultivated a culture that promotes healthy work life balance and encourage the art of having fun at work.

Want to be a part of Bharti AXA? View current openings

How Do We Give Back To The Society

We believe that we are not only responsible towards our shareholders and customers, but also towards the society that we operate in.

Tree plantation
On the occasion of our 11th Foundation Day, we undertook a pledge to plant 11,000 trees across the nation. While we have always been committed to protecting our customers and their assets, we also took this step to protect the environment and do our bit for the future generations. 
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Supporting local communities
We have time and again put our best foot forward to contribute to the society and support our local communities. In the past, our employees have actively volunteered to donate clothes, stationery, food, toys, and utility items at old age homes, orphanages and schools. 
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Blood donation camps
We organize annual blood donation camps at our workplaces in all metro cities across India, once in a calendar year. 
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Eye check-up camps
We have conducted eye check-up camp for students of municipal school and sensitized them towards eye care.
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For any queries, please get in touch with us.