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Two Wheeler Insurance for 201cc-500cc Bikes

Two Wheeler Insurance for 201cc-500cc Bikes

Now Insuring your 201cc to 500cc Two Wheeler is made simple.Below are the estimated premium for some of the most used bikes from all manufacturers.

Two-wheeler models are segmented depending on their engine capacity. It is the engine displacement that is measured in litres corresponding to the cubic centimetres.

The engine capacity of your two-wheeler does affect its torque, engine power, and mileage. Thus, it does have an impact on your driving performance.

That’s why not only the Insured Declared Value (IDV) but also the premium varies from one two-wheeler model to another. It all depends on the engine capacity of the two-wheeler.

Hey! We got an affordable quote for your Yamaha RD Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha RD
Yamaha RD
347cc
Estimated Premium 1599* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha RD is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha RD is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha RD delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha RD provides a great riding experience. This Yamaha RD is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha RD stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

Hey! We got an affordable quote for your Royal Enfield Machismo Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Machismo
Royal Enfield Machismo
346cc
Estimated Premium 1649* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Machismo is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Machismo is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Machismo delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Machismo provides a great riding experience. This Royal Enfield Machismo is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Machismo stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

MORE FAQs

Hey! We got an affordable quote for your Royal Enfield Thunderbird 350 Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Thunderbird 350
Royal Enfield Thunderbird 350
346cc
Estimated Premium 2149* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Thunderbird 350 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Thunderbird 350 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Thunderbird 350 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Thunderbird 350 provides a great riding experience. This Royal Enfield Thunderbird 350 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Thunderbird 350 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Find Your Nearest Cashless Garages

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

MORE FAQs

Hey! We got an affordable quote for your Royal Enfield Thunderbird 500 Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Thunderbird 500
Royal Enfield Thunderbird 500
499cc
Estimated Premium 2449* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Thunderbird 500 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Thunderbird 500 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Thunderbird 500 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Thunderbird 500 provides a great riding experience. This Royal Enfield Thunderbird 500 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Thunderbird 500 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Find Your Nearest Cashless Garages

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

MORE FAQs

Hey! We got an affordable quote for your Royal Enfield Himalayan Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Himalayan
Royal Enfield Himalayan
411cc
Estimated Premium 2349* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Himalayan is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Himalayan is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Himalayan delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Himalayan provides a great riding experience. This Royal Enfield Himalayan is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Himalayan stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Find Your Nearest Cashless Garages

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

MORE FAQs

Hey! We got an affordable quote for your Royal Enfield Electra Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Electra
Royal Enfield Electra
346cc
Estimated Premium 1999* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Electra is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Electra is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Electra delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Electra provides a great riding experience. This Royal Enfield Electra is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Electra stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

MORE FAQs

Hey! We got an affordable quote for your Royal Enfield Electra 5 S Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Electra 5 S
Royal Enfield Electra 5 S
346cc
Estimated Premium 1799* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Electra 5 S is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Electra 5 S is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Electra 5 S delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Electra 5 S provides a great riding experience. This Royal Enfield Electra 5 S is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Electra 5 S stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

MORE FAQs

Hey! We got an affordable quote for your Royal Enfield Electra 4 S Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Electra 4 S
Royal Enfield Electra 4 S
346cc
Estimated Premium 2099* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Electra 4 S is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Electra 4 S is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Electra 4 S delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Electra 4 S provides a great riding experience. This Royal Enfield Electra 4 S is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Electra 4 S stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

Hey! We got an affordable quote for your Royal Enfield Classic Chrome Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Classic Chrome
Royal Enfield Classic Chrome
499cc
Estimated Premium 2399* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Classic Chrome is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Classic Chrome is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Classic Chrome delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Classic Chrome provides a great riding experience. This Royal Enfield Classic Chrome is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Classic Chrome stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

Hey! We got an affordable quote for your Royal Enfield Classic Desert Storm Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Royal Enfield	Classic Desert Storm
Royal Enfield Classic Desert Storm
499cc
Estimated Premium 2709* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Royal Enfield Classic Desert Storm is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Royal Enfield Classic Desert Storm is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Royal Enfield Classic Desert Storm delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Royal Enfield Classic Desert Storm provides a great riding experience. This Royal Enfield Classic Desert Storm is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Royal Enfield Classic Desert Storm stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3600+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.