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Two Wheeler Insurance for 100cc-125cc Bikes

Two Wheeler Insurance for 100cc-125cc Bikes

Now Insuring your 100cc to 125cc Two Wheeler is made simple.Below are the estimated premium for some of the most used bikes from all manufacturers.

Two-wheeler models are segmented depending on their engine capacity. It is the engine displacement that is measured in litres corresponding to the cubic centimetres.

The engine capacity of your two-wheeler does affect its torque, engine power, and mileage. Thus, it does have an impact on your driving performance.

That’s why not only the Insured Declared Value (IDV) but also the premium varies from one two-wheeler model to another. It all depends on the engine capacity of the two-wheeler.

Hey! We got an affordable quote for your Yamaha Fascino Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Fascino
Yamaha Fascino
113cc
Estimated Premium 1249* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Fascino is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Fascino is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Fascino delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Fascino provides a great riding experience. This Yamaha Fascino is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Fascino stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your Yamaha Fazer Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Fazer
Yamaha Fazer
123cc
Estimated Premium 1449* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Fazer is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Fazer is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Fazer delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Fazer provides a great riding experience. This Yamaha Fazer is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Fazer stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

MORE FAQs

Hey! We got an affordable quote for your Yamaha Enticer Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Enticer
Yamaha Enticer
123cc
Estimated Premium 1399* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Enticer is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Enticer is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Enticer delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Enticer provides a great riding experience. This Yamaha Enticer is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Enticer stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Find Your Nearest Cashless Garages

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

MORE FAQs

Hey! We got an affordable quote for your Yamaha Alba Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Alba
Yamaha Alba
106cc
Estimated Premium 1199* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Alba is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Alba is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Alba delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Alba provides a great riding experience. This Yamaha Alba is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Alba stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Find Your Nearest Cashless Garages

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

MORE FAQs

Hey! We got an affordable quote for your Yamaha Alpha Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha	Alpha
Yamaha Alpha
113cc
Estimated Premium 1349* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Alpha is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Alpha is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Alpha delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Alpha provides a great riding experience. This Yamaha Alpha is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Alpha stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Find Your Nearest Cashless Garages

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

MORE FAQs

Hey! We got an affordable quote for your Yamaha Crux Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha	Crux
Yamaha Crux
106cc
Estimated Premium 1199* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Crux is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Crux is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Crux delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Crux provides a great riding experience. This Yamaha Crux is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Crux stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

MORE FAQs

Hey! We got an affordable quote for your Yamaha Cygnus Ray ZR Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Cygnus Ray ZR
Yamaha Cygnus Ray ZR
113cc
Estimated Premium 1399* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Cygnus Ray ZR is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Cygnus Ray ZR is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Cygnus Ray ZR delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Cygnus Ray ZR provides a great riding experience. This Yamaha Cygnus Ray ZR is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Cygnus Ray ZR stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

MORE FAQs

Hey! We got an affordable quote for your Yamaha Gladiator Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Gladiator
Yamaha Gladiator
124cc
Estimated Premium 1299* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Gladiator is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Gladiator is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Gladiator delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Gladiator provides a great riding experience. This Yamaha Gladiator is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Gladiator stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your Yamaha Libero Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Libero
Yamaha Libero
106cc
Estimated Premium 1199* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Libero is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Libero is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Libero delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Libero provides a great riding experience. This Yamaha Libero is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Libero stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your Yamaha Libero LX Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

Yamaha Libero LX
Yamaha Libero LX
106cc
Estimated Premium 1349* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Yamaha Libero LX is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The Yamaha Libero LX is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Yamaha Libero LX delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Yamaha Libero LX provides a great riding experience. This Yamaha Libero LX is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Yamaha Libero LX stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 

4.2 Million Policies issued

 

101 Branches across India

 

3800+ Cashless repairers of BAGI

 

24/7 Claim Assistance

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policysafeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity TP Premium for Renewal of existing vehicle (Annual) TP Premium for New Vehicle (5 Years Policy)

Less than 75 cc

Rs. 482

Rs. 1,045

Above 75 cc but less than 150 cc

Rs. 752

Rs. 3,285

More than 150 cc but less than 350 cc

Rs. 1,193

Rs. 5,453

More than 350 cc

Rs. 2,323

Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

 
Read more

Read less

Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level
Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
Read more

Read less

Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

01

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

02

Enter yourvehicle and personal details in the online form.

Step

03

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

04

Fill in complete details. Check the summary. Make the payment.

Step

05

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.