About Bharti AXA

 

IRDAI Registration No.139 |
CIN-U66030KA2007PLC043362

Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection. Our firm commenced national operations in August 2008. We are licensed with IRDAI (Insurance Regulatory and Development Authority of India).

The Bharti AXA Advantage

Wondering what makes us different from the rest? It's our unique expertise in serving customers. We aren't kidding. Check out why everyone loves to count on us.

9.8 Million Policies issued
1.3 Million Claims settled
79 Branch Offices across India
2500+ Cashless garages in India
PAN India Network Hospital
24/7 AXA Assistance Worldwide

Our Offerings

Choosing to invest in insurance is a good decision. And choosing to invest with us is even better. Our products have been crafted to match your specific insurance needs.

CAR INSURANCE
TWO-WHEELER INSURANCE
HEALTH INSURANCE
TRAVEL INSURANCE
CRITICAL ILLNESS
PERSONAL ACCIDENT

Shopping with Us Online Is a Treat

Everything is on the internet. So is insurance. And we want you to know that we are bringing it to you in the best way possible. Trust us. Here's how we’re doing it.

Zero Paperwork

No more fussing over massive heaps of paperwork. The world is going digital! Why should we let you stay behind? Easily manage your policies with us online.

Simple, isn't it?

Step 1

Search for policy

Step 2

Enter the details online

Step 3

Choose payment mode

Step 4

Policy as pdf in email

Responsive E-Commerce Engine

Be it a desktop, mobile, or tablet – our website has been 100% optimized accordingly so that you can quickly and easily navigate around. Have a happy shopping experience with us!

Secure Payment Gateways

Our website is DMCA protected and secured by RapidSSL for enhanced security purposes. Make safepayments via net banking, VISA, MasterCard, or American express cards. Ready to experience safe and easy shopping?


Enhanced Customer Service

We don't leave any stone unturned in delighting our customers. Right from policy issuance, claims, to renewals, we hand-hold you at every step. Trust us with quick call-back response, 'agent chat with us', post-sales requirement or anything else, and we are at it!


Awards & Recognitions

Over the years, our constant efforts and innovations has been honoured with a string of prestigious awards and recognitions. We are proud of it and continue to focus on being your number one choice.


Front Page products

Car Insurance – Things to Know

You care for your dear car. We care for you and your car. With car insurance, get a perfect blend of affordable premium and wholesome coverage.

  • Attractive Discounts on Premiums
  • Hassle-free claim settlement with 2500+ Cashless garages
  • Recommended Add-ons for extended wholesome coverage
  • 24/7 Claim Assistance & strong customer support

Types of Car Insurance Plans

Given the unpredictable nature of life, car insurance is a necessity. For the annual premium that you pay us, we pay for your car’s repair expenses in case of a valid claim. You can choose from two types of plans.

Comprehensive Car Insurance

Coverage for you, your damaged/stolen car, as well third-party liability

Third-Party Liability Insurance

Coverage for only third-party injuries as well as their damaged property

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your car’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
2500+ Cashless garages in India
 
24/7 Claim Assistance
 
79 Branches across India

Shopping with Us Online Is a Treat

Everything is on the internet. So is insurance. And we want you to know that we are bringing it to you in the best way possible. Trust us. Here’s how we’re doing it.

Zero Paperwork

No more fussing over massive heaps of paperwork. The world is going digital! Why should we let you stay behind? Easily manage your policies with us online.

Simple, isn’t it?

 

Step 1

Search for policy

 

Step 2

Enter the details online

 

Step 3

Choose payment mode

 

Step 4

Policy as pdf in email

Responsive E-Commerce Engine

Be it a desktop, mobile, or tablet – our website has been 100% optimized accordingly so that you can quickly and easily navigate around. Have a happy shopping experience with us!

Want to shop from your favourite device?

 

Secure Payment Gateways

Our website is DMCA protected and secured by RapidSSL for enhanced security purposes. Make safepayments via net banking, VISA, MasterCard, or American express cards.

Ready to experience safe and easy shopping?


What Do Our Customers Say?

Every single day, we find joy in serving millions of happy customers. And their response has been overwhelming. See what they have to say about us.

Shop Online - The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Frequently Asked Questions (FAQs)

  • Can I pay car insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full car insurance premium needs to be collected before the start of policy.

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Two-Wheeler Insurance – Things to Know

Bike rides are a delightful experience. We agree. But the experience only gets safer with a power-packed two-wheeler insurance plan.

  • Covers financial losses due to damaged/stolen bike
  • Hassle-free claim settlement with 2500+ Cashless garages
  • Discounts on Premiums with No-Claim Bonus
  • 24/7 Claim Assistance & strong customer support

Types of Two-Wheeler Insurance Plans

Your bike is an extension of your personality. It deserves to be protected as well. For a minuscule premium that you pay us, we vow to compensate you in case of a valid claim. You can choose from two types of plans.

Third-Party Liability Insurance

Coverage for only third-party injuries as well as their damaged property

Comprehensive Two-Wheeler Insurance

Coverage for you, your damaged/stolen bike, as well third-party liability

Love at First Try with Bharti AXA Bike Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

 
4.2 Million Policies issued
 
79 Branches across India
 
2500+ Cashless garages in India
 
24/7 Claim Assistance

Shopping with Us Online Is a Treat

It really is. Look how we’ve buckled up to bring the best of e-commerce in your hands.

Zero Paperwork

No more fussing over massive heaps of paperwork. The world is going digital! Why should we let you stay behind? Easily manage your policies with us online.

Simple, isn’t it?

 

Step 1

Search for policy

 

Step 2

Enter the details online

 

Step 3

Choose payment mode

 

Step 4

Policy as pdf in email

Responsive E-Commerce Engine

Be it a desktop, mobile, or tablet – our website has been 100% optimized accordingly so that you can quickly and easily navigate around. Have a happy shopping experience with us!

Want to shop from your favourite device?

 

Secure Payment Gateways

Our website is DMCA protected and secured by RapidSSL for enhanced security purposes. Make safe payments via net banking, VISA, MasterCard, or American express cards.

Ready to experience safe and easy shopping?


What Do Our Customers Say?

Every single day, we find joy in serving millions of happy customers. And their response has been overwhelming. See what they have to say about us.

Shop Online - The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.  

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Frequently Asked Questions (FAQs)

  • Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

  • Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

Health Insurance – A Snapshot

Life is priceless. But health comes with a heavy price especially when illnesses take over. With health insurance, you and your family are medically covered at an affordable premium.

  • Maximum tax savings up to Rs. 55,000 under Section 80D
  • Easy claim-settlement with Cashless Network Hospitalization
  • Flexible plans with sum insured from Rs. 2 lakhs – Rs. 5 lakhs
  • 24/7 Claim Assistance & strong customer support

Love at First Try with Bharti AXA Health Insurance

Adopting a healthy lifestyle is in your hands. But, there are some things in life that are beyond your control. And for that, we can be the ideal companion to your financial health.

 
1.3 Million Policies issued
 
PAN India Cashless Network Hospital
 
98.27% Claim-Settlement Ratio
 
79 Branches across India

Shopping with Us Online Is a Treat

It really is. Look how we’ve buckled up to bring the best of e-commerce in your hands.

Zero Paperwork

No more fussing over massive heaps of paperwork. The world is going digital! Why should we let you stay behind? Easily manage your policies with us online.

Simple, isn’t it?

 

Step 1

Search for policy

 

Step 2

Enter the details online

 

Step 3

Choose payment mode

 

Step 4

Policy as pdf in email

Responsive E-Commerce Engine

Be it a desktop, mobile, or tablet – our website has been 100% optimized accordingly so that you can quickly and easily navigate around. Have a happy shopping experience with us!

Want to shop from your favourite device?

 

Secure Payment Gateways

Our website is DMCA protected and secured by RapidSSL for enhanced security purposes. Make safe payments via net banking, VISA, MasterCard, or American express cards.

Ready to experience safe and easy shopping?


What Do Our Customers Say?

Every single day, we find joy in serving millions of happy customers. And their response has been overwhelming. See what they have to say about us.

Shop Online - The Easy way

Your health insurance policy will have reached your inbox even before you blink. Seriously. Our online shopping process is that quick and easy. Check out the steps.

Step

01

Choose to renew or buy health insurance .

Step

02

Enter personal details & answer few eligibility criteria questions.

Step

03

Select recommended plan and get total premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: For sum insured more than Rs. 2 lakhs, no medical test required if your age is less than 46 years. For sum insured = Rs. 2 lakhs, no medical test required if your age is less than 56 years. Subject to that, you don’t suffer from any pre-existing medical conditions.

Frequently Asked Questions (FAQs)

  • My employer already covers all medical bills for my family and me. Do I still need Health Insurance?

The medical insurance cover provided by your employer is available to you only as long as you are an employee of the company. Moreover, the sum insured under your employer's medical policy may not be adequate for your needs. Hence it would be advisable to go for a separate health insurance policy.

  • Can parents be covered under my Health insurance policy?

We cover self, spouse and two dependent children under the age of 21 years under one policy.

Critical Illness Insurance – A Snapshot

Life doesn’t follow a fixed plan. However, a critical illness insurance plan equips you to financially handle serious health conditions that life may throw at you.           

  • Coverage from almost 20 Critical Illnesses
  • Easy claim-settlement with 4300+ Cashless Hospitals in India
  • Maximum tax savings up to Rs. 15,000 under Section 80D
  • 24/7 Claim Assistance & strong customer support

Types of Critical Illness Insurance Plans

Saving your life should not take away all your life savings. That’s why for an annual premium that you pay us, we compensate for your medical expenses related to critical illnesses. We offer the following plan.

Bharti AXA Smart Health Critical Illness insurance plan

Enjoy a lump sum benefit of up to Rs. 5 lakhs. You can choose sum insurance ranging from Rs. 2 lakh, Rs. 3 lakh and Rs. 5 lakh. The compensation takes care of hospitalization as well as daily expenses for 20 critical illnesses that are amongst the highest in the country.

Love at First Try with Bharti AXA Critical Illness Insurance

Tough times need a tough friend who will never leave your side. And our critical illness insurance is that ideal companion who can truly handle your financial burden.

 
24/7 Claims Assistance
 
79 Branches across India
 
+4300 PAN India Cashless Network Hospital
 
98.27% Claim-Settlement Ratio

Shopping with Us Online Is a Treat

It really is. Look how we’ve buckled up to bring the best of e-commerce in your hands.

Zero Paperwork

No more fussing over massive heaps of paperwork. The world is going digital! Why should we let you stay behind? Easily manage your policies with us online.

Simple, isn’t it?

 

Step 1

Search for policy

 

Step 2

Enter the details online

 

Step 3

Choose payment mode

 

Step 4

Policy as pdf in email

Responsive E-Commerce Engine

Be it a desktop, mobile, or tablet – our website has been 100% optimized accordingly so that you can quickly and easily navigate around. Have a happy shopping experience with us!

Want to shop from your favourite device?

 

Secure Payment Gateways

Our website is DMCA protected and secured by RapidSSL for enhanced security purposes. Make safe payments via net banking, VISA, MasterCard, or American express cards.

Ready to experience safe and easy shopping?


What Do Our Customers Say?

Every single day, we find joy in serving millions of happy customers. And their response has been overwhelming. See what they have to say about us.

Shop Online - The Easy way

Your critical illness insurance policy will reach your inbox in a jiffy! That’s true! Our online shopping process is that quick easy. Check out the steps.

Step

01

Choose to renew or buy Critical Illness insurance.

Step

02

Enter personal details & answer few eligibility criteria questions.

Step

03

Select recommended plan and get total premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Frequently Asked Questions (FAQs)

  • Does Bharti AXA critical illness policy cover my family members as well?

The policy can be issued on a Floater Basis covering the family members of the insured comprising the insured, spouse and two dependent children (all members should be within the age group of 5 to 55 years). All members of the family (Self, spouse, and the two kids) can be covered under one single policy.

  • I am still young; do I still need critical illness cover?

Critical illnesses can occur to young people as well. It often comes unexpectedly. In the recent scenario, rising occurrences of diseases like diabetes and blood pressure has been observed in people who are in the age group between 30 and 40. So, irrespective of the age group, it is always recommended to be insured with a critical illness cover.

Personal Accident Insurance – A Snapshot

A major accident can suddenly disrupt your entire life. Why let your financial situation take a beating? It’s better to stay protected with personal accident insurance.

  • Maximum sum insured up to Rs. 30 lakh
  • Accidental death and permanent total/partial disability is covered
  • Easy claim-settlement with Cashless Network Hospitals
  • 24/7 Claim Assistance & strong customer support

Types of Personal Accident Insurance Plans

One unfortunate incident in your life can haunt your financial well-being. Don’t let that happen. With a small annual premium from your end, we compensate your personal accident related expenses. We offer the following plan.

Bharti AXA smart personal accident insurance plan

You can choose sum insurance ranging from Rs. 10 lakh, Rs. 20 lakh and Rs. 30 lakh. Depending on the sum insured you choose, the compensation takes care of accidental death, permanent total disability, permanent partial disability, double indemnity benefit and hospital cash.

Love at First Try with Bharti AXA Personal Accident Insurance

When life throws you off guard, you do need someone to pull you up. Our personal accident insurance plan is the perfect companion to financially hold you in such times.

 
2.6 Million Policies issued
 
PAN India Cashless Network Hospital
 
98.27% Claim-Settlement Ratio
 
79 Branches across India

Shopping with Us Online Is a Treat

It really is. Look how we’ve buckled up to bring the best of e-commerce in your hands.

Zero Paperwork

No more fussing over massive heaps of paperwork. The world is going digital! Why should we let you stay behind? Easily manage your policies with us online.

Simple, isn’t it?

 

Step 1

Search for policy

 

Step 2

Enter the details online

 

Step 3

Choose payment mode

 

Step 4

Policy as pdf in email

Responsive E-Commerce Engine

Be it a desktop, mobile, or tablet – our website has been 100% optimized accordingly so that you can quickly and easily navigate around. Have a happy shopping experience with us!

Want to shop from your favourite device?

 

Secure Payment Gateways

Our website is DMCA protected and secured by RapidSSL for enhanced security purposes. Make safe payments via net banking, VISA, MasterCard, or American express cards.

Ready to experience safe and easy shopping?


What Do Our Customers Say?

Every single day, we find joy in serving millions of happy customers. And their response has been overwhelming. See what they have to say about us.

Shop Online - The Easy way

Your personal accident insurance policy will reach your inbox in no time! Really. Our online shopping process is that quick and easy. Check out the steps.

Step

01

Choose to renew or buy personal accident insurance.

Step

02

Enter personal details & answer few eligibility criteria questions.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

 

Frequently Asked Questions (FAQs)

  • What are the benefits of having Personal Accident insurance policy?

The benefits include Accidental death, Permanent Total Disablement, Permanent Partial Disablement, Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance and Hospital Daily Cash. Hospital cash and Double indemnity is covered only on Rs. 30 lacs sum insured plans.

  • Who is covered under this policy?

This policy covers the insured in whose name the policy is taken. Each policy covers one earning member between the age of 18-65 years.

Travel Insurance – A Snapshot

Whether it’s a flying abroad for higher studies or long vacations, travelling makes you happy. Now secure your happiness during every trip by getting covered with student travel insurance or individual/family travel insurance.           

  • Covers travel and medical emergencies
  • Legal expenses towards third-party liability’s death or bodily injuries
  • Choose between single-trip and multi-trip policies
  • 24/7 Claim Assistance & strong customer support

Types of Travel Insurance Plans

Looking forward to your voyage, aren’t you? You’ve saved up all this while for the spending on the trip. Then why not invest a little extra in securing it. A miniscule premium from your end, and we have your trip insured. Choose from two types of plans.

Individual/Family Travel Insurance

This plan is for an individual/family travelling abroad on holiday/business trips. It covers medical & travel emergency expenses.

Student Travel Insurance

This plan is for students travelling abroad for higher studies. It covers expenses related to medical and travel emergencies.

Love at First Try with Bharti AXA Travel Insurance

Travelling overseas is always fun. It’s more fun when you know your trip is financially secure. That’s why our travel insurance is the ideal companion for all your journeys of life.

 
130+ country-wide presence
 
No medical check-up up to 70 years
 
24/7 AXA Assistance Worldwide
 
Flexible plans for your needs

Shopping with Us Online Is a Treat

It really is. Look how we’ve buckled up to bring the best of e-commerce in your hands.

Zero Paperwork

No more fussing over massive heaps of paperwork. The world is going digital! Why should we let you stay behind? Easily manage your policies with us online.

Simple, isn’t it?

 

Step 1

Search for policy

 

Step 2

Enter the details online

 

Step 3

Choose payment mode

 

Step 4

Policy as pdf in email

Responsive E-Commerce Engine

Be it a desktop, mobile, or tablet – our website has been 100% optimized accordingly so that you can quickly and easily navigate around. Have a happy shopping experience with us!

Want to shop from your favourite device?

 

Secure Payment Gateways

Our website is DMCA protected and secured by RapidSSL for enhanced security purposes. Make safe payments via net banking, VISA, MasterCard, or American express cards.

Ready to experience safe and easy shopping?


What Do Our Customers Say?

Every single day, we find joy in serving millions of happy customers. And their response has been overwhelming. See what they have to say about us.

Shop Online - The Easy way

It just takes a few minutes to get the right protection for your journey. It’s true! Our online travel insurance shopping process is that rapid and easy. Check out the steps.

Step

01

Select individual/family or student travel insurance.

Step

02

Enter trip details and personal details.

Step

03

Select recommended plan and get total premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Frequently Asked Questions (FAQs)

  • How do I benefit with travel insurance?

Overseas travel insurance protects you when you are traveling in a foreign land. The insurance covers the expenses incurred during events like flight cancellation, illness, injury, misplaced baggage, loss of passport, etc. There would be financial reimbursement offered to cover the financial risk. Emergency financial assistance would also be provided in case of loss of money due to theft or any such event. Back home, your house and contents would be protected with a home insurance coverage against fire, allied perils, and burglary.

  • Are children and senior citizens covered?

Children from the age group of 3 months are covered. Senior citizens are also covered, with maximum entry age restricted to 85 years. For buying a policy covering people above 60 years of age kindly contact our representative at 080- 49010200.

Insurance Learner's Hub

Ready for some audio-visual learning? Watch our exciting videos to know more about our products/services and understand insurance like never before.

What Do Our Customers Say?

Every single day, we find joy in serving millions of happy customers. And their response has been overwhelming. See what they have to say about us.

Frequently Asked Questions (FAQs)

  • What is an endorsement?

An endorsement is a written evidence of an agreed change in the policy. It is a document that incorporates changes in the terms of the policy.

  • Would I need assistance while buying a policy online?

We have made our online buying process super-convenient. But we want to ensure you make an informed purchase. So, if you need our help at any point in time, remember that we are just a call away. For buy - 080-49010222 and for renewal & service - 1800-103-2292.

Insurance Made Easy

Does insurance seem like a coded language for you? Relax. Our expert team is here to break it down for you. Thus, you know exactly what you’re getting into.

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