Two Wheeler Insurance

Why do I need two wheeler insurance?

The law in the country makes it compulsory to insure your two wheeler. The compulsory nature of the law protects you against third party liability. Insurance protects this asset and helps you in coping with the financial loss caused by accidents, damage or theft. Another reason is that while driving, you are responsible for the safety of:

  • Your passengers
  • Your fellow drivers
  • Other people's property
  • Pedestrians
  • Yourself

Insurance helps cover the costs of potential damages or injuries in case of an unforeseen accident or theft.

What are the benefits of buying two wheeler insurance online? What are the discounts allowed under Bharti AXA two wheeler insurance? How is the value of the vehicle (IDV - Insured Declared Value) determined? What will happen when the customer sells his bike?

If you sell your bike to another person, the insurance can be transferred in the name of the buyer. The buyer (transferee) has to apply for transfer of Insurance with us, within 14 days from the date of transfer of the vehicle in his name. If you want to substitute another two wheeler of your in this policy, the policy will not be transferred to the buyer. The buyer (transferee) has to buy a fresh insurance.

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