Insurance Tips

Ways to protect your two wheeler during floods !!

There are several risk factors in case of driving through stagnant waters as the modern day two wheelers are equipped with various electronic systems and advanced engine technologies.

In event of floods you may take the following additional precautionary measures to reduce the extent of damage to your two wheelers:

• Avoid driving your two wheeler during heavy rains or through flooded water unless your journey is absolutely necessary. If you have to drive through flood water, you may drive on the highest section of the road if it is safe to do so.
• Avoid driving through water if the depth is unsure. Severe engine damage may occur if water is sucked up in to the engine air intake system.
• Avoid driving through the flood water if your bike is travelling in opposite direction.
• Drive your two wheeler at very cautious speed just enough to avoid Engine stalling and select as low gear as possible while maintaining constant acceleration. Driving at higher speed may be dangerous to your own vehicle, other vehicles or pedestrians.
• Check the brakes functioning thoroughly as it can be affected if the flood water might have entered into the brake lines,pads or discs. Please ensure its satisfactory functioning before moving the car further.
  
• Should the vehicle stop, avoid cranking the vehicle as it may damage the engine. Push the vehicle to side & call your repairer let the professionals examine it.
• If the vehicle has been stranded in the flooded area for any prolonged period, record the highest level of water exposure on the flooded vehicle as this will aid the garage technicians in evaluating the extent of damage & help taking necessary steps to correct the damage.
• Contact your garage and let the professionals examine it.

If in case you need any assistance/ further guidance you may contact our 24X7 toll free at 1800-103-2292