Individual/Family Travel Insurance

  1. All the medical expenses, also includes returning to India and evacuation in case of medical emergencies.
  2. Death, permanent total disability and permanent partial disability due to accident
  3. Additional benefit in the event of accidental death or permanent total disability, if travelling in a common carrier
  4. Return of actual expenses paid by you for loss of passport, traveler cheques, travelling tickets/documents
  5. Benefit for loss or delay of checked-in baggage
  6. Refund of the expenses in case of trip delay and cancellation
  7. Loss due to burglary and/or fire to your home in India are covered while you are travelling abroad
  1. Pre existing diseases are not covered unless under life threating conditions
  2. Cosmetic surgery, unless such cosmetic surgery becomes medically necessary as part of treatment for accidents and burns whilst being abroad
  3. Injuries due to hazardous activity/sports
  4. Loss due to terrorist activities
  5. Partial loss of items in checked-in baggage
  6. Loss of passport if the it is unattended in public and not reported to police in 24 hours

For better understanding of policy coverage and exclusion, prospective customers are requested to refer to the Policy Wording - Opens in a new window (PDF, 3,718 KB).

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