Step into your house smartly with SmartPlan Householder’s Policy!!

You have always cherished to make your dream house. Saved every penny, worked hard, and planned harder - all towards a dream of a perfect abode to gift yourself and your family. Though you wanted to secure your loved ones in home; have you ever considered securing your home?

Did you know that a small kitchen fire can burn down your priceless home & your belongings in minutes? Have you shielded your home from harsh external conditions which might do a lot of damage to your home? And worst of all, have you secured your valuables against robbery that might deprive you of your assets forever?

Bharti AXA General Insurance is always assessing risks and protecting customers from unforeseen disasters. SmartPlan Householder’s Package Policy is a smart alternative to tackle all problems related to your home and ensure disaster free living. It is a must for responsible home owners who wouldn’t like to trade their dream home and peace of mind for anything else.

Your home is an investment of a lifetime, but protecting that investment need not cost lot of time or money! Talk to a Bharti AXA agent today at 1800 103 2292 or Request Call Back.

What is covered under the policy?

• Buildings: Cover for self owned house in case of fire and natural calamity. Valuation would be based on reinstated value or market value as chosen by insured.
• Home contents: Covers loss of content in fire which includes valuables, appliances, fixed mirrors, glass top of furniture, sanitary ware and bathroom fittings.
• Loss of documents : Reimbursement of expenses towards replacement of valuable documents such as Title deeds and Passports damaged due to fire, allied perils, burglary, etc.
• Loss of rent : Incase of fire when the tenant evacuates the house without paying rent, the loss of rent would be covered under the policy up to sum insured as per the plan opted.
• Compensation for loss or damage to home contents and appliances while shifting of household goods from present building to new building through authorized packers and movers 
• Personal Accident cover for insured in case of death, permanent or partial disablement caused due to accident  
• If the tenant is insured, he is eligible to get rent for accommodation as per the plan opted 
• Compensation against loss of baggage during travel, if opted for 
• Cover against legal liability to domestic servants and third parties due to accidental death or injury during the currency of the policy 
• Compensation for accidental death or theft of pedigree pets (up to a maximum of 3) 

Click here to view detailed benefits of SmartPlan Householder’s Package Policy.

What is not covered?

Among the major exclusions under the policy are:

• Loss or Damage to insured property caused by war or war like operations 
• Wilful act or negligence of the insured 
• Cracking, scratching or breakage of lens in respect of articles of brittle and fragile nature 
• Pre-existing disability / injury under Personal Accident section  

For a full list of all the exclusions, please refer to our Policy Wordings