Going the entire distance to protect your goods 

In the quest for new markets, and en route to customers far and wide, your goods travel hundreds and thousands of miles. When in transit by road, rail, sea or air, they are at many risks and they could be lost or get damaged at any stage. More and more businesses have to cope with this contingency and could incur a severe financial setback. Now that you have been alerted to the possible perils in the long haulage of goods, Bharti AXA SmartCargo Insurance Policy is a smart way of forearming yourself with protection.

Presenting the SmartCargo Insurance Policy

The SmartCargo Insurance Policy is flexibly designed to answer your needs. It covers loss or damage to your goods while being transported by rail, road, air or by sea. The policy compensates you for losses suffered and offers complete financial protection during the transit of your goods.

What is covered under these Policies?

Our Policy can provide coverage ranging from Basis/Named Perils to All Risks as per Institute Cargo Clauses & Inland Transit Clauses.

It can be tailored to meet your cargo insurance requirements depending on the kind business you are involved in. We provide custom-made covers for all business including:

• Companies involved in Import, Export and Inland Transit
• Companies requiring Multinational transport programmes
• Logistics companies
• Companies involved in Infrastructure Projects
• All companies involved in complex transportation operation.

Our Marine Cargo Insurance cover includes two branded products - SmartCargo Specific Policy & SmartCargo Open Policy. Each Policy is unique to meet the requirements of the Insured.

Additional Coverage

The Insured is given a wide of choice of additional coverage such as:

• Debris Removal Clause
• Airfreight Replacement Charges Clause
• Concealed Damage Clause
• Buyers` Interest Contingency Risks Clause
• Loading & Unloading Risks
• Brands & Trademarks Clause
• Container Demurrage Clause

What are the exclusions under these Policies?

The general exclusions are given below:

• 1.Wilful misconduct of the assured
• 2.Ordinary leakage, breakage, wear and tear and loss in weight/volume.
• 3.Insufficient in packing
• 4.Inherent Vice
• 5.Delays
• 6.Nuclear perils
• 7.SRCC
• 8.War and allied perils.
• 9.Insolvency or financial default of owners, managers, charters or operators of the vessel
• 10.Unseaworthiness of vessel

This is not exhaustive list.

Services:

We aim to provide high quality of protection and quality services. Our services include:

• evaluation and analysis of risks
• expert guidance relating to cargo exposures
• designing your Insurance Programme
• comprehensive claims servicing
• provision of market information
• devising risk control programmes.