BENEFIT STRUCTURE - Smart Individual Personal Accident Insurance
	Section	Benefits	Smart PA - Basic	Smart PA - Standard without Medical	Smart PA - Silver	Smart PA - Gold
	1	Accidental Death	Rs. 2,00,000	Rs. 5,00,000	Rs. 10,00,000	Rs. 20,00,000
	2	Permanent Total Disablement	Rs. 3,00,000	Rs. 7,50,000	Rs. 15,00,000	Rs. 30,00,000
	3	Permanent Partial Disablement (Sum Insured under accidental death section)	2% to 75%  of sum insured	2% to 75%  of sum insured	2% to 75%  of sum insured	2% to 75%  of sum insured
	4	Temporary Total Disablement ( payable for  a maximum of 104 weeks)		Rs. 5,000 per week	Rs. 10,000 per week	Rs. 10,000 per week
	5	Transportation of mortal remains	Rs. 2,000	Rs. 5,000	Rs. 10,000	Rs. 20,000
	6	Funeral Expenses			Rs. 3,500	Rs. 5,000
	7	Education Grant per child (for a maximum of dependent 2 children)	Rs. 10,000	Rs. 10,000	Rs. 10,000	Rs. 10,000
	8	Hospital Daily Cash (after first 2 days)		Rs 200 per day	Rs 500 per day	Rs 1,000 per day
	9	Accidental Medical Expenses			Rs. 2,00,000	Rs. 4,00,000
	10	Double Indemnity ( for accidental death or Permanent Total Disability while travelling as a passenger in a public conveyance)			Rs. 20,00,000 for Accidental Death  & Rs. 30,00,000 for Permanent Total Disability	Rs. 40,00,000 for Accidental death  & Rs. 60,00,000 for Permanent Total Disability
	11	Legal expenses		Rs. 5,000	Rs. 5,000	Rs. 5,000