Personal Accident Insurance

  1. Accidental Death
  2. Permanent Total Disablement
  3. Permanent Partial Disablement
  4. Accidental Medical Expenses
  5. Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance
  6. Hospital Daily Cash




  1. Any pre-existing disability/accidental injury
  2. Pregnancy or child birth
  3. Self-injury,suicide or attempted suicide
  4. Influence of Liquor or drugs
  5. Venereal Disease, AIDS or insanity
  6. War and nuclear risk, terrorism, criminal acts etc.

These inclusions and exclusions are for our basic personal accident insurance plan. Please read the policy wordings - PDF (240 KB Opens in a new window) to view the complete list.

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