Personal Accident for Family/ Passenger

Insure yourself against expenses during an accident !!

Accidents can throw your life off guard and cause significant losses. The intensity of the accident can range from minor injury to perpetual impact on your life. Bharti AXA Car Insurance offers Personal Accident Insurance for Family/ Passenger. Save more buying Personal Accident Cover along with your primary car insurance and get complete value for money.

What is Personal Accident Insurance Cover?

Personal Accident Insurance for Family/ Passenger provides compensation towards injuries sustained by people/ passenger travelling in insured car due to accident resulting in death or disablement. Personal accident insurance covers insured/his family/passengers travelling in insured car at the time of accident.

Insuring yourself against accident is a wise way to keep things under control of your financial well being. This cover entitles protection for you and your family with assured monetary payouts in case of death or disability both permanent and temporary, arising out of accident. Listed here are more features and benefits for your advantage.

  • The cover includes you and is extended towards your family and/or passengers
  • Covers accidental death, loss of limbs, permanent total and partial disablement
  • Affordable premium cost
  • Renew insurance online annually

Accident hurts and damages brought to your car can be painful. Report an insurance claim quickly and breathe a sigh of relief. At Bharti AXA General Insurance we make sure that submitting an insurance claim isn’t stressful. Our claim support can be your true and helpful companion during your difficult times. Call us at 1800 103 2292 to report a claim.

Why pay more for a Personal Accident Cover separately and get less? Buy online along with your car insurance policy at a nominal cost and save a lot.

What is covered?

This additional insurance cover can be offered to insured person(s) up to the seating capacity of the vehicle with following benefits & coverages:

  • Capital sum insured limited to maximum of Rs. 2 lacs per person
  • Permanent total disablement
  • Permanent partial disablement
  • Accidental Death

What is not covered ?

There are few special conditions applicable which are not covered under this add-on policy:

  • Death or injury resulting out of self-injury, sickness/illness
  • If driving under intoxication of liquor or drugs
  • Physical injury caused through war, invasion etc.
  • Cover is offered to insured person(s) up to the seating capacity of the vehicle.

Please Note: This literature only spells out the salient features of the cover. Please read the Policy Wordings for more details on risk factors, terms and conditions.

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